603 E Jackson St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 603 E Jackson St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,270 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2020)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005602`

Property Details

APN / Parcel Number

Primary APN	`005602`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,270 sqft Base Area
1st Floor Area	1,270 sqft
Basement Area	575 sqft
Finished Basement	575 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	603 E JACKSON ST
City	MOUNT AYR
State	IA
Zip	50854-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 182 1ST ADD
Legal Subdivision	FIRST ADDITION
Legal Lot Number	182
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	2
Census Block	2070
Census Tract	950200

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 E JACKSON ST, MOUNT AYR, IA 50854-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2018	Deed of Trust, Mortgage MIDWEST HERITAGE BANK
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Apr 17, 2020	Joint Tenancy Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jan 19, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDWEST HERITAGE BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	202000000443
Deed Book / Page	498 / 50
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	603 E JACKSON ST, MOUNT AYR, IA 50854-2023
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000468/0000000267
Date	Jun 15, 2018
Book Page	0000000468/0000000267
Instrument	000000000617

Lender

Name	MIDWEST HERITAGE BANK
Type	Bank

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	603 E JACKSON ST, MOUNT AYR, IA 50854-2023
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000539/312
Date	Feb 9, 2022
Book Page	539/312
Instrument	2022-00000194

Lender

Name	UMB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 3, 2042

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	603 E JACKSON ST, MOUNT AYR, IA 50854-2023
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	498/51
Date	Apr 17, 2020
Book Page	498/51
Instrument	2020- 00000444

Lender

Name	SUMMIT FUNDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

April 2020: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	RINGGOLD IA
Recording Date	Apr 17, 2020
Property Address	603 E JACKSON ST, MOUNT AYR, IA 50854-2023
Document Number	0000498/50
Book / Page	498 / 50
Instrument Date	Apr 11, 2020
Instrument	2020- 00000443
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	603 E JACKSON ST, MOUNT AYR, IA 50854-2023

Mortgage

Document Number	0000498/51
Date	Apr 17, 2020
Book Page	498/51
Instrument	2020- 00000444

Lender

Name	SUMMIT FUNDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jan 19, 2017
Property Address	603 E JACKSON ST, MOUNT AYR, IA 50854-2023
Document Number	00448/0133
Book / Page	448 / 0133
Instrument Date	Dec 8, 2016
Instrument	2017- 00000062
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$66.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	603 E JACKSON ST, MOUNT AYR, IA 50854-2023

Mortgage

Document Number	00448/0134
Date	Jan 19, 2017
Book Page	448/0134
Instrument	2017- 00000063

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank
Address	CHARITON, IA 50049

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00 (+2.56%) Homeowner's exemption	$182,462 (+17.91%) Land $7,920 Building $174,542	$182,462 (+17.91%) Land $7,920 Building $174,542
2024	$2,886.00 (+14.25%)
2023		$154,752 (+27.97%) Land $6,600 Building $148,152	$154,752 (+27.97%) Land $6,600 Building $148,152
2022	$2,526.00 Homeowner's exemption	$120,929 Land $6,600 Building $114,329
2021			$120,929 Land $6,600 Building $114,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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