106 E Jackson St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 106 E Jackson St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 768 sqft · built 1913
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Nov 2021)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0056681`

Property Details

APN / Parcel Number

Primary APN	`0056681`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Base Area
1st Floor Area	768 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	1,434 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	106 E JACKSON ST
City	MOUNT AYR
State	IA
Zip	50854-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 329 & 330 O P
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF MOUNT AYR
Legal Lot Number	329,330
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	2
Census Block	2029
Census Tract	950200

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage PCSB BANK
Jun 5, 2024	Intrafamily Transfer, Transfer
Jun 5, 2024	Divorce Transfer, Transfer
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PCSB BANK
Aug 8, 2014	Warranty Deed, Transfer · Conventional Mortgage GREAT WESTERN BANK
Dec 30, 2009	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Aug 8, 2014 · Amount on Record
Deed Document Number	20211621
Deed Book / Page	533 / 346
Last Transfer Date	Jun 5, 2024
Transfer Doc	0000000627
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000545/315
Date	May 19, 2022
Book Page	545/315
Instrument	2022-00000696

Lender

Name	PCSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RINGGOLD IA
Recording Date	Jun 5, 2024
Property Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837
Document Number	000578/202
Book / Page	578 / 202
Instrument Date	Jun 5, 2024
Instrument	2024- 00000627
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837

June 2024: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	RINGGOLD IA
Recording Date	Jun 5, 2024
Property Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837
Document Number	00000578/1
Book / Page	578 / 1
Instrument Date	Jun 5, 2024
Instrument	2024- 00000626
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Nov 1, 2021
Property Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837
Document Number	000533/346
Book / Page	533 / 346
Instrument Date	Oct 28, 2021
Instrument	2021-00001621
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837

Mortgage

Document Number	202100001622
Date	Nov 1, 2021
Instrument	2021-00001622

Lender

Name	PCSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Aug 8, 2014
Property Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837
Document Number	00412/0280
Book / Page	412 / 0280
Instrument Date	Jul 23, 2014
Instrument	2014- 00000838
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837

Mortgage

Document Number	201400000839
Date	Aug 8, 2014
Instrument	2014- 00000839

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2044

December 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Dec 30, 2009
Property Address	106 E JACKSON ST, MOUNT AYR, IA 50854-1837
Document Number	00340/0189
Book / Page	340 / 0189
Instrument Date	Dec 21, 2009
Instrument	2009- 00001465
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S WEST ST, MOUNT AYR, IA 50854-1820

Mortgage

Document Number	200900001466
Date	Dec 30, 2009
Instrument	2009- 00001466

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,614.00 (+4.48%)	$151,527 (+20.9%) Land $15,840 Building $135,687	$151,527 (+20.9%) Land $15,840 Building $135,687
2024	$2,502.00 (+35.24%)
2023		$125,335 (+37.87%) Land $13,200 Building $112,135	$125,335 (+37.87%) Land $13,200 Building $112,135
2022	$1,850.00 Homeowner's exemption	$90,909 Land $13,200 Building $77,709
2021			$90,909 Land $13,200 Building $77,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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