603 E Center St, Girard, IL 62640 Property Records

Macoupin County property record for 603 E Center St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Aug 2023 Transfer Nov 2021 Mortgage + 1 more
APN	`04-33-176-005`

Property Details

APN / Parcel Number

Primary APN	`04-33-176-005`
Alternative APN	`07-000-279-00`

Exterior

Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	130 ft deep x 120 ft wide

Location & Zoning

Street Address	603 E CENTER ST
City	GIRARD
State	IL
Zip	62640-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33 T12 R6 LOTS 6 & 7 OFF N SIDE SW NW 120 X 130 04-33-176-005
Legal Range	06W
Legal Township	12N
Legal Section	33
Legal Subdivision	PHILLILP C CHERRYS ADDITION
Legal Lot Number	6-7
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	1
Census Block	1070
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	603 E CENTER ST, GIRARD, IL 62640-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Quit Claim Deed, Transfer PRAIRIE LAND TITLE COMPANY, PRAIRIE LAND TITLE CO
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021
Deed Sale	Nov 3, 2021
Deed Document Number	2021594928
Last Transfer Date	Aug 10, 2023
Transfer Doc	0000606907
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 22, 2023
Property Address	603 E CENTER ST, GIRARD, IL 62640-1309
Document Number	0000606907
Instrument Date	Aug 10, 2023
Instrument	606907
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	PRAIRIE LAND TITLE COMPANY, PRAIRIE LAND TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 E CENTER ST, GIRARD, IL 62640-1309

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Nov 3, 2021
Property Address	603 E CENTER ST, GIRARD, IL 62640-1309
Document Number	594928
Instrument Date	Nov 1, 2021
Instrument	594928
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	PRAIRIE LAND TITLE COMPANY, PRAIRIE LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	603 E CENTER ST, GIRARD, IL 62640-1309

Mortgage

Document Number	594929
Date	Nov 3, 2021
Instrument	594929

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	603 E CENTER ST, GIRARD, IL 62640-1309
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	592761
Date	Aug 2, 2021
Instrument	592761

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 (+5.97%)	$21,777 (+7%) Land $5,160 Building $16,617	$65,331 (+7%) Land $15,480 Building $49,851
2024	$1,206.00 (+15.63%)	$20,352 (+15.56%) Land $4,822 Building $15,530	$61,056 (+15.56%) Land $14,466 Building $46,590
2022	$1,043.00 Homeowner's exemption	$17,612 Land $4,173 Building $13,439	$52,836 Land $12,519 Building $40,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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