423 E Center St, Girard, IL 62640 Property Records

Macoupin County property record for 423 E Center St, Girard, IL 62640

Property Summary

Property TypeSingle Family Home
Lot Size0.192 acres (8,352 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Aug 2021)
Tax Bill$1,829 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
APN04-33-153-005

Property Details

APN / Parcel Number

Primary APN04-33-153-005
Alternative APN
  • 07-001-594-00

Exterior

Lot Area8,352 sqft (0.192 acres)
Lot Dimensions133 ft deep x 62.8 ft wide

Location & Zoning

Street Address423 E CENTER ST
CityGIRARD
StateIL
Zip62640-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 A & L M BELLAMYS ADDN 62.8 X 133 04-33-153-005
Legal SubdivisionL M BELLAMYS ADDN
Legal Lot Number1
JurisdictionMACOUPIN IL
Township / Civil DivisionGIRARD
Census Block Group4
Census Block4000
Census Tract956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address423 E CENTER ST, GIRARD, IL 62640-1305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2021 · Amount on Record
Deed SaleAug 9, 2021 · Amount on Record
Prior SaleFeb 28, 1997 · Amount on Record
Deed Document Number2021592932
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOUPIN IL
Recording DateAug 9, 2021
Property Address423 E CENTER ST, GIRARD, IL 62640-1305
Document Number592932
Map ReferencePB 767 PG 327
Instrument DateAug 6, 2021
Instrument592932
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyLANGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E CENTER ST, GIRARD, IL 62640-1305

Mortgage

Document Number592933
DateAug 9, 2021
Instrument592933
Lender
NameDIAMOND RESIDENTIAL MTG CO
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionGirard Township
MunicipalityGirard City
Unified School DistrictNorth Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,829.00 (+5.11%)$28,576 (+7%) Land $2,714 Building $25,862$85,728 (+7%) Land $8,142 Building $77,586
2024$1,740.00 (+13.21%)$26,706 (+15.56%) Land $2,536 Building $24,170$80,118 (+15.56%) Land $7,608 Building $72,510
2022$1,537.00 Homeowner's exemption$23,110 Land $2,194 Building $20,916$69,330 Land $6,582 Building $62,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD
serves 1,885 people · EPA ID IL1170450
Water SourcePurchased surface water from OTTER LAKE WATER COMMISSION
Last State InspectionDec 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Royell Communications
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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