Putnam County property record for 6027 Ditty Rd, Cookeville, TN 38506
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,718 sqft · built 2015 |
| Lot Size | 0.63 acres (27,458 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Sep 2015) |
| Tax Bill | $1,923 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Aug 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071085N B 00200 |
| Primary APN | 071085N B 00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,718 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| Upper Floors Area | 1,152 sqft |
| Basement Area | 484 sqft |
| Unfinished Basement | 484 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,458 sqft (0.63 acres) |
| Lot Dimensions | 265 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 6027 DITTY RD |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38506-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 16, COUNTY AREA: H30 |
| Legal Subdivision | SOUTHERN HILLS VILLAGE |
| Legal Lot Number | 2 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 1100 |
6027 Ditty Rd is owned by an individual who acquired it in October 2018.
Source: Putnam County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1780 CANE CREEK RD, COOKEVILLE, TN 38506-3422 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit WELLS BANK |
| Aug 19, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST OF THE CUMBERLANDS |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BK&TR/CUMBERLAND |
| Aug 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BK&TR/CUMBERLAND |
| Oct 25, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage AMERICAN BK&TR/CUMBERLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2015 · Amount on File |
| Deed Sale | Sep 1, 2015 · Amount on File |
| Prior Sale | Feb 7, 1991 |
| Deed Book / Page | 892 / 352 |
| Last Transfer Date | Oct 24, 2018 |
| Transfer Doc | 0001086536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Oct 6, 2026 |
| Property Address | 6027 DITTY RD, COOKEVILLE, TN 38506-6511 |
| Document Number | 0000330736 |
| Book / Page | 1736 / 150 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026330736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 6027 DITTY RD, COOKEVILLE, TN 38506-6511 |
| Document Number | 0000330736, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 1736/150 |
| Instrument | 2026330736 |
| Name | WELLS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 15, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 6027 DITTY RD, COOKEVILLE, TN 38506-6511 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6027 DITTY RD, COOKEVILLE, TN 38506-6511 |
| Document Number | 0001331476 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 1331/476 |
| Instrument | 261659 |
| Name | AMERICAN BANK & TRUST OF THE CUMBERLANDS |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 6027 DITTY RD, COOKEVILLE, TN 38506-6511 |
| Document Number | RB1200665 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6027 DITTY RD COOKEVILLE TN 385066511, COOKEVILLE, TN 38506-6511 |
| Document Number | RB1200665 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 001200/000665 |
| Instrument | 240293 |
| Name | AMERICAN BK&TR/CUMBERLAND |
|---|---|
| Type | Bank |
| Address | 808 W MAIN ST, LIVINGSTON, TN 38570-1722 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 6027 DITTY RD, COOKEVILLE, TN 38506-6511 |
| Document Number | RB1138229 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6027 DITTY RD COOKEVILLE TN 385066511, COOKEVILLE, TN 38506-6511 |
| Document Number | RB1138229 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 001138/000229 |
| Instrument | 229447 |
| Name | AMERICAN BK&TR/CUMBERLAND |
|---|---|
| Type | Bank |
| Address | LIVINGSTON, TN 38570 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Oct 25, 2018 |
| Property Address | 6027 DITTY RD, COOKEVILLE, TN 38506-6511 |
| Document Number | RB1086536 |
| Book / Page | 001086 / 000536 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 219427 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6027 DITTY RD COOKEVILLE TN 385066511, COOKEVILLE, TN 38506-6511 |
| Document Number | RB1089548 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 001089/000548 |
| Instrument | 220018 |
| Name | AMERICAN BK&TR/CUMBERLAND |
|---|---|
| Type | Bank |
| Address | LIVINGSTON, TN 38570 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2048 |
The 2025 property tax bill for 6027 Ditty Rd was $1,923.
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,923.00 | $72,300 Land $6,250 Building $66,050 | |
| 2023 | $72,300 Land $6,250 Building $66,050 | ||
| 2022 | $1,787.00 | ||
| 2021 | $289,200 Land $25,000 Building $264,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6027 Ditty Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6027 Ditty Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOKEVILLE BOAT DOCK RD U.D. serves 9,345 people · EPA ID TN0000134 |
|---|---|
| Water Source | Purchased surface water from COOKEVILLE WATER DEPT |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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