5979 Ditty Rd, Cookeville, TN 38506 Property Records

Putnam County property record for 5979 Ditty Rd, Cookeville, TN 38506

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,444 sqft · built 2012
Lot Size	0.659 acres (28,720 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2026)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071085N B 00600`

Property Details

APN / Parcel Number

Primary APN	`071085N B 00600`
Alternative APN	`085N B 00600`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,444 sqft Living Area
1st Floor Area	1,072 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,720 sqft (0.659 acres)
Lot Dimensions	251 ft deep x 99 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	632 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5979 DITTY RD
City	COOKEVILLE
State	TN
Zip	38506-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 16, COUNTY AREA: H30
Legal Subdivision	SOUTHERN HILLS VILLAGE
Legal Lot Number	6
Jurisdiction	PUTNAM TN
Township / Civil Division	7
Census Block Group	2
Census Block	2067
Census Tract	1100

Owner

5979 Ditty Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Putnam County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5979 DITTY RD, COOKEVILLE, TN 38506-6510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	May 8, 2017 · Amount on File
Deed Document Number	2026327969
Deed Book / Page	1719 / 683
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 3, 2026
Property Address	5979 DITTY RD, COOKEVILLE, TN 38506-6510
Document Number	0000327969
Book / Page	1719 / 683
Instrument Date	Jul 31, 2026
Instrument	2026327969
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	CEDAR TITLE, CEDAR CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5979 DITTY RD, COOKEVILLE, TN 38506-6510

Mortgage

Document Number	0000327970,
Date	Aug 3, 2026
Instrument	2026327970

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5979 Ditty Rd was $1,949.

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00	$73,275 Land $6,250 Building $67,025
2023		$73,275 Land $6,250 Building $67,025
2022	$1,811.00
2021			$293,100 Land $25,000 Building $268,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5979 Ditty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5979 Ditty Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE BOAT DOCK RD U.D. serves 9,345 people · EPA ID TN0000134
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20