Howard County property record for 6023 Joseph Scott Dr, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,294 sqft · built 2007 |
| Lot Size | 0.211 acres (9,207 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $622,270 (Oct 2007) |
| Tax Bill | $10,281 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-298607 |
| Primary APN | 01-298607 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,294 sqft Total Area |
| Basement Area | 1,131 sqft |
| Finished Basement | 1,131 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,207 sqft (0.211 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 298607 |
|---|---|
| Street Address | 6023 JOSEPH SCOTT DR |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 30 9207 SQ 6023 JOSEPH SCOTT DR HUNTERS RIDGE INCL RSB |
| Legal Subdivision | HUNTERS RDG SEC 01 |
| Legal Lot Number | 30 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 601206 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 6023 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 18, 2017 | Deed of Trust, Mortgage · ARM THE COLUMBIA BANK |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2007 · Amount on Record |
| Deed Sale | Oct 23, 2007 · Amount on Record |
| Deed Document Number | 200781967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6023 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0173920309 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 17392/309 |
| Instrument | 17392-309 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6023 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0209560277 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 20956/277 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jun 1, 2036 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $833,300 (+9.91%) Land $198,900 Building $634,400 | $833,300 (-) Land $198,900 Building $634,400 | |
| 2025 | $10,281.00 (+53.79%) Homeowner's exemption | $758,200 (+24.7%) | $833,300 (+37.06%) Land $198,900 Building $634,400 |
| 2023 | $608,000 Land $153,900 Building $454,100 | $608,000 Land $153,900 Building $454,100 | |
| 2022 | $6,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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