6022 Joseph Scott Dr, Elkridge, MD 21075 Property Records

Howard County property record for 6022 Joseph Scott Dr, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,016 sqft · built 2007
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Trust Names on File
Last Sale	$653,729 (Dec 2007)
Tax Bill	$9,529 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-299018`

Property Details

APN / Parcel Number

Primary APN	`01-299018`
Alternative APN	`299018`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,016 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299018
Street Address	6022 JOSEPH SCOTT DR
City	ELKRIDGE
State	MD
Zip	21075-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 49 8400 SQ 6022 JOSEPH SCOTT DR HUNTERS RIDGE INCL RSB
Legal Subdivision	HUNTERS RDG SEC 01
Legal Lot Number	49
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1010
Census Tract	601206

Owner

Source: Howard County records · APN 01-299018

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	6022 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 03, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2007 · Amount on Record
Deed Sale	Dec 27, 2007 · Amount on Record
Deed Document Number	200783254
Deed Book / Page	11021 / 699
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6022 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427
Transaction Type	Mortgage
Record Updated	Feb 03, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6022 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427

Mortgage

Document Number	0230780449
Date	Jan 21, 2026
Book Page	23078/449

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6022 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0213140449
Date	Feb 03, 2022
Book Page	21314/449

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6022 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427
Document Number	0194450184
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 ENTERPRISE CTR MIDDLETOWN RI 028425201, MIDDLETOWN, RI 02842-5201

Mortgage

Document Number	0194450184
Date	Jun 19, 2020
Book Page	019445/000184

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2035

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$742,900 (+8.82%) Land $195,300 Building $547,600	$742,900 (-) Land $195,300 Building $547,600
2025	$9,529.00 (+53.5%) Homeowner's exemption	$682,667 (+21.43%)	$742,900 (+32.14%) Land $195,300 Building $547,600
2023		$562,200 Land $150,300 Building $411,900	$562,200 Land $150,300 Building $411,900
2022	$6,208.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), as of October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276012061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Wireless Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 166 locations within half a mile of this property.

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