602 W Union St, Morganton, NC 28655 Property Records

Burke County property record for 602 W Union St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 4,048 sqft · built 1927
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$364,500 (Jul 2015)
Tax Bill	$3,180 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1793956070`

Property Details

APN / Parcel Number

Primary APN	`1793956070`
Alternative APN	`4349`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,048 sqft Living Area
1st Floor Area	2,024 sqft
Basement Area	202 sqft
Unfinished Basement	202 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	540 sqft
Patio Area	596 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	602 W UNION ST
City	MORGANTON
State	NC
Zip	28655-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	602 W UNION ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2013
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Union Street Historic District listed 1987 · 59 contributing resources · NRIS 87001931

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

602 W Union St is owned and occupied by an individual who acquired it in February 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	602 W UNION ST, MORGANTON, NC 28655-4308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 16, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on File
Deed Sale	Jul 20, 2015 · Amount on File
Deed Document Number	20155954
Deed Book / Page	2195 / 175
Last Transfer Date	Feb 14, 2023
Transfer Doc	0026690964
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	602 W UNION ST, MORGANTON, NC 28655-4308
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 W UNION ST, MORGANTON, NC 28655-4308

Mortgage

Document Number	0026710053
Date	Feb 27, 2023
Book Page	2671/53
Instrument	2023001633

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	602 W UNION ST, MORGANTON, NC 28655-4308
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 W UNION ST, MORGANTON, NC 28655-4308

Mortgage

Document Number	0026770361
Date	Apr 4, 2023
Book Page	2677/361
Instrument	2023002895

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	602 W UNION ST, MORGANTON, NC 28655-4308
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 W UNION ST, MORGANTON, NC 28655-4308

Mortgage

Document Number	0026770344
Date	Apr 4, 2023
Book Page	2677/344
Instrument	2023002894

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Feb 16, 2023
Property Address	602 W UNION ST, MORGANTON, NC 28655-4308
Document Number	0026690964
Book / Page	2669 / 964
Instrument Date	Feb 14, 2023
Instrument	2023001349
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 W UNION ST, MORGANTON, NC 28655-4308

Tax Assessment & Valuation

The 2026 property tax bill for 602 W Union St was $3,180, up 0.2% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,180.00 (+0.16%)	$554,625 (-) Land $52,000 Building $502,625	$554,625 (-) Land $52,000 Building $502,625
2025	$3,175.00	$554,625 Land $52,000 Building $502,625	$554,625 Land $52,000 Building $502,625
2023	$3,193.00	$554,625 Land $52,000 Building $502,625	$554,625 Land $52,000 Building $502,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 W Union St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1994–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 W Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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