507 W Union St, Morganton, NC 28655 Property Records

Burke County property record for 507 W Union St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,123 sqft · built 1903
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (May 2022)
Tax Bill	$3,971 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2703041722`

Property Details

APN / Parcel Number

Primary APN	`2703041722`
Alternative APN	`9039`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,123 sqft Living Area
1st Floor Area	1,237 sqft
Basement Area	309 sqft
Unfinished Basement	309 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	490 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	507 W UNION ST
City	MORGANTON
State	NC
Zip	28655-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	507 W UNION ST MORGANTON, NC 28655
Legal Subdivision	EDWARD T PLYLER & R G PLYLER
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1021
Census Tract	21400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Union Street Historic District listed 1987 · 59 contributing resources · NRIS 87001931

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

507 W Union St is owned and occupied by two individuals who bought it in May 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	507 W UNION ST, MORGANTON, NC 28655-4305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Mar 9, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK/TALLAHASSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Deed Document Number	202221020659
Deed Book / Page	2620 / 455
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 2, 2022
Property Address	507 W UNION ST, MORGANTON, NC 28655-4305
Document Number	0026200455
Book / Page	2620 / 455
Instrument Date	May 2, 2022
Instrument	2021020659
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 W UNION ST, MORGANTON, NC 28655-4305
Investor	Possibly a Property Investor

Mortgage

Document Number	2021020660
Date	May 2, 2022
Instrument	2021020660

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	507 W UNION ST, MORGANTON, NC 28655-4305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023140840
Date	Oct 5, 2017
Book Page	2314/0840
Instrument	2017009002

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BURKE NC
Property Address	507 W UNION ST, MORGANTON, NC 28655-4305
Document Number	0023420542
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	507 W UNION ST MORGANTON NC 286554305, MORGANTON, NC 28655-4305

Mortgage

Document Number	0023420542
Date	Apr 12, 2018
Book Page	002342/000542
Instrument	14856

Lender

Name	SUNTRUST BK/TALLAHASSEE
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 507 W Union St was $3,971, up 0.1% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,971.00 (+0.13%)	$697,164 (-) Land $155,144 Building $542,020	$697,164 (-) Land $155,144 Building $542,020
2025	$3,966.00	$697,164 Land $155,144 Building $542,020	$697,164 Land $155,144 Building $542,020
2023	$3,992.00	$697,164 Land $155,144 Building $542,020	$697,164 Land $155,144 Building $542,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 507 W Union St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 507 W Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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