Woodbury County property record for 601 Topaz Dr, Sergeant Bluff, IA 51054
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,617 sqft · built 2024 |
| Lot Size | 0.277 acres (12,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Mar 2026) |
| Tax Bill | $2,342 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 884731251006 |
| Primary APN | 884731251006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 1,606 sqft |
| Basement Area | 1,606 sqft |
| Unfinished Basement | 1,606 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,064 sqft (0.277 acres) |
| Lot Dimensions | 113 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 914 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 444 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 601 TOPAZ DR |
|---|---|
| City | SERGEANT BLUFF |
| State | IA |
| Zip | 51054-8920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOPAZ TIMBERS LOT 4 |
| Legal Subdivision | TOPAZ TIMBERS |
| Legal Lot Number | 4 |
| Jurisdiction | WOODBURY IA |
| Township / Civil Division | WOODBURY |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 3301 |
601 Topaz Dr is owned and occupied by an individual who bought it in March 2026.
Source: Woodbury County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2024 | Deed of Trust, Mortgage · Line of Credit MIDSTATES BANK NA |
| Mar 20, 2026 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMEBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Deed Document Number | 20262912 |
| Prior Transfer Date | Jun 13, 2024 |
| Prior Transfer Doc | 0000005502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODBURY IA |
| Property Address | 601 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4106 SAXONY CIR, SIOUX CITY, IA 51103-3197 |
| Document Number | 0000005539 |
|---|---|
| Date | Jun 19, 2024 |
| Instrument | 2024-05539 |
| Name | MIDSTATES BANK NA |
|---|---|
| Type | Bank |
| Address | SERGEANT BLUFF, IA 51054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOODBURY IA |
| Recording Date | Mar 20, 2026 |
| Property Address | 601 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920 |
| Document Number | 0000002912 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 2026-02912 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 TOPAZ DR, SERGEANT BLUFF, IA 51054-8920 |
| Document Number | 0000002913 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026-02913 |
| Name | PRIMEBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 601 Topaz Dr was $2,342.
Source: Woodbury County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Woodbury County |
| Municipality | Sergeant Bluff City |
| Unified School District | Sergeant Bluff-Luton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,342.00 | $528,470 Land $66,810 Building $461,660 | $528,470 Land $66,810 Building $461,660 |
| 2023 | $202.00 (-15.13%) | $13,490 Land $13,490 | $13,490 Land $13,490 |
| 2022 | $238.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 601 Topaz Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 601 Topaz Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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