602 School St, Otho, IA 50569 Property Records

Webster County property record for 602 School St, Otho, IA 50569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1994
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Feb 2019)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Jul 2020 Transfer Feb 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`1119230007`

Property Details

APN / Parcel Number

Primary APN	`1119230007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	600 sqft
Finished Basement	400 sqft
Unfinished Basement	600 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	790 sqft
Patio Area	1,030 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	602 SCHOOL ST
City	OTHO
State	IA
Zip	50569-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45 FD OTHO INC TERRILL'S SECOND ADD LOT 45
Legal Subdivision	FD OTHO INC TERRILL'S SECOND ADD
Legal Lot Number	45
Jurisdiction	WEBSTER IA
Township / Civil Division	OTHO
Census Block Group	3
Census Block	3023
Census Tract	10400

Owner

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 SCHOOL ST, OTHO, IA 50569-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Quit Claim Deed, Transfer Quitclaim
Feb 11, 2019	Warranty Deed, Transfer · Stand-Alone Refinance UNITED BANK OF IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	Feb 15, 2018 · Amount on Record
Deed Document Number	2019518
Last Transfer Date	Jul 8, 2020
Transfer Doc	202003109
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER IA
Recording Date	Jul 8, 2020
Property Address	602 SCHOOL ST, OTHO, IA 50569-1228
Document Number	202003109
Instrument Date	Jul 8, 2020
Instrument	2020-03109
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 SCHOOL ST, OTHO, IA 50569-1228

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Feb 11, 2019
Property Address	602 SCHOOL ST, OTHO, IA 50569-1228
Document Number	201900518
Instrument Date	Jan 25, 2019
Instrument	2019-00518
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 SCHOOL ST, OTHO, IA 50569-1228
Investor	Possibly a Property Investor

Mortgage

Document Number	0201900520
Date	Feb 11, 2019
Instrument	2019-00520

Lender

Name	UNITED BANK OF IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Otho City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,660 (-) Land $6,750 Building $126,910	$133,660 (-) Land $6,750 Building $126,910
2025	$2,156.00	$133,660 (+4.72%) Land $6,750 Building $126,910	$133,660 (+4.72%) Land $6,750 Building $126,910
2024	$2,156.00 (+4.46%)
2023		$127,630 (+11.74%) Land $6,750 Building $120,880	$127,630 (+11.74%) Land $6,750 Building $120,880
2022	$2,064.00	$114,220 Land $6,750 Building $107,470
2021			$114,220 Land $6,750 Building $107,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

May also be available: WMTel.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures