Webster County property record for 504 School St, Otho, IA 50569
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,536 sqft · built 1978 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,506 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1119228013 |
| Primary APN | 1119228013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 725 sqft |
| Unfinished Basement | 235 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 60 sqft |
| Patio Area | 836 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 504 SCHOOL ST |
|---|---|
| City | OTHO |
| State | IA |
| Zip | 50569-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FD OTHO INC TERRILL'S SECOND ADD LOT 20 |
| Legal Subdivision | FD OTHO INC TERRILL'S SECOND ADD |
| Legal Lot Number | 20 |
| Jurisdiction | WEBSTER IA |
| Township / Civil Division | OTHO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10400 |
504 School St is owned and occupied by two individuals.
Source: Webster County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 SCHOOL ST, OTHO, IA 50569-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Property Address | 504 SCHOOL ST, OTHO, IA 50569-1206 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201804831 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 2018-04831 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 51 Months |
| Due | Jan 1, 2023 |
The 2025 property tax bill for 504 School St was $2,506 with a homeowner's exemption.
Source: Webster County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Webster County |
| Municipality | Otho City |
| Unified School District | Fort Dodge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,910 (-) Land $5,940 Building $162,970 | $168,910 (-) Land $5,940 Building $162,970 | |
| 2025 | $2,506.00 Homeowner's exemption | $168,910 Land $5,940 Building $162,970 | $168,910 Land $5,940 Building $162,970 |
| 2024 | $2,506.00 | ||
| 2023 | $158,600 (+13.74%) Land $5,940 Building $152,660 | $158,600 Land $5,940 Building $152,660 | |
| 2022 | $2,358.00 Homeowner's exemption | $139,440 Land $5,940 Building $133,500 | |
| 2021 | $139,440 Land $5,940 Building $133,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 School St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | XENIA RWD (DES MOINES) |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lehigh Valley Cooperative Telephone Association Fiber | 1,000 / 500 |
May also be available: WMTel.
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