Schenectady County and Schenectady City property record for 602 Orchard St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3,607 sqft · built 2023 |
| Lot Size | 0.111 acres (4,845 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Nov 2023) |
| Tax Bill | $7,797 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2023 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.38-2-14 |
| Primary APN | 421500 49.38-2-14 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,607 sqft Total Area |
| Basement Area | 1,443 sqft |
| Unfinished Basement | 1,443 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,845 sqft (0.111 acres) |
| Lot Dimensions | 86 ft deep x 69 ft wide |
| Porch | Slab |
| Porch Area | 720 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 602 ORCHARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 |
| Legal Description | QUACKENBUSH VEDDER 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1741 AVENUE B, SCHENECTADY, NY 12308-1909 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) M & T BANK |
| Oct 2, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY OF SCHENECTADY |
| Oct 2, 2023 | Deed of Trust, Mortgage HABITAT FOR HUMANITY OF SCHENECTADY COUN |
| Oct 2, 2023 | Quit Claim Deed, Transfer |
| Oct 2, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Sep 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 28, 2018 | Grant Deed, Transfer |
| Apr 21, 2017 | Trustee's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on Record |
| Deed Sale | Nov 30, 2023 · Amount on Record |
| Prior Sale | Oct 2, 2023 · Amount on Record |
| Deed Document Number | 202367524 |
| Deed Book / Page | 2120 / 412 |
| Prior Transfer Date | Aug 8, 2023 |
| Prior Transfer Doc | 0000055426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1741 AVENUE B 2, 2, SCHENECTADY, NY 12308-1909 |
| Document Number | 0000055429 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 202355429 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Document Number | 0000055432 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 202355432 |
| Name | CITY OF SCHENECTADY |
|---|---|
| Type | Government Agency |
| Address | SCHENECTADY, NY 12305 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | CENSTAR TITLE INSURANCE COMPANY, CLEAR TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000055435 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 202355435 |
| Name | HABITAT FOR HUMANITY OF SCHENECTADY COUN |
|---|---|
| Type | Non-Lending Institution |
| Address | SCHENECTADY, NY 12305 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 2, 2023 |
| Property Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Document Number | 0000055427 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 202355427 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 N BROADWAY, SCHENECTADY, NY 12305-1933 |
| Name | Verified Name |
|---|---|
| Address | 1741 AVENUE B, SCHENECTADY, NY 12308-1909 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 2, 2023 |
| Property Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Document Number | 0000055426 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 202355426 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 STATE ST, SCHENECTADY, NY 12305-2322 |
| Name | Verified Name |
|---|---|
| Address | 115 N BROADWAY, SCHENECTADY, NY 12305-1933 |
| Document Number | 0000055428 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 202355428 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 1, 2020 |
| Property Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Document Number | 0000025863 |
| Book / Page | 002040 / 000654 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 25863 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 1, 2020 |
| Property Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Document Number | 0000025865 |
| Book / Page | 002040 / 000659 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 25865 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 433 STATE ST SCHENECTADY NY 123052322, SCHENECTADY, NY 12305-2322 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 28, 2018 |
| Property Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Document Number | 0000009019 |
| Book / Page | 001982 / 000302 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 9019 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 21, 2017 |
| Property Address | 602 ORCHARD ST, SCHENECTADY, NY 12303-1636 |
| Document Number | 0000017783 |
| Book / Page | 001961 / 000204 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 17783 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST CITY HALL SCHENECTADY NY 12305, SCHENECTADY, NY 12305 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,797.00 | $92,300 (-) Land $8,400 Building $83,900 | $152,840 (+30.82%) Land $13,910 Building $138,930 |
| 2023 | $92,300 Land $8,400 Building $83,900 | $116,835 Land $10,633 Building $106,202 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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