617 Orchard St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 617 Orchard St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,880 sqft · built 1900
Lot Size0.112 acres (4,900 sqft)
OwnerCompany Name on File
Last Sale$5,000 (Oct 2018)
Tax Bill$4,155 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Sep 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 49.38-1-58

Property Details

APN / Parcel Number

Primary APN421500 49.38-1-58
Alternative APN
  • 150004903800010580000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,880 sqft Total Area
1st Floor Area940 sqft
2nd Floor Area940 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,900 sqft (0.112 acres)
Lot Dimensions140 ft deep x 35 ft wide
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area572 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address617 ORCHARD ST
CitySCHENECTADY
StateNY
Zip12303-1635
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block1
Legal Lot Number58.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4000
Census Tract21400

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3 JAMES CT, MOUNT POCONO, PA 18344-1509
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2025Deed of Trust, Mortgage · Commercial Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
Sep 29, 2023Deed, Transfer · Commercial Mortgage
PAUL B STREETER SR TRUST
Oct 25, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 25, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2018 · Amount on Record
Deed SaleOct 25, 2018 · Amount on Record
Prior SaleFeb 27, 2015 · Amount on Record
Deed Document Number201847388
Deed Book / Page1998 / 587
Last Transfer DateSep 7, 2023
Transfer Doc0000055231
Record UpdatedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address617 ORCHARD ST, SCHENECTADY, NY 12303-1635
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyPRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 JAMES CT, MOUNT POCONO, PA 18344-1509

Mortgage

Document Number0000003636
DateFeb 14, 2025
Instrument202503636
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateSep 29, 2023
Property Address617 ORCHARD ST, SCHENECTADY, NY 12303-1635
Document Number0000055231
Instrument DateSep 7, 2023
Instrument202355231
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 JAMES CT, MOUNT POCONO, PA 18344-1509

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 JAMES CT, MOUNT POCONO, PA 18344-1509

Mortgage

Document Number0000055232
DateSep 29, 2023
Instrument202355232
Lender
NamePAUL B STREETER SR TRUST
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 25, 2018
Property Address617 ORCHARD ST, SCHENECTADY, NY 12303-1635
Document Number0019980587
Book / Page001998 / 000587
Instrument DateSep 6, 2018
Transaction TypeTransfer
Record UpdatedNov 13, 2018

Transaction

AmountAmount Recorded
Tax$20.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 JAMES CT MOUNT POCONO PA 183441509, MOUNT POCONO, PA 18344-1509

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 25, 2018
Property Address617 ORCHARD ST, SCHENECTADY, NY 12303-1635
Document Number0000047387
Book / Page001998 / 000581
Instrument DateSep 6, 2018
Instrument47387
Transaction TypeTransfer
Record UpdatedNov 9, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,155.00 (-6.5%)$75,000 (-) Land $11,300 Building $63,700$124,193 (+30.82%) Land $18,712 Building $105,481
2023$75,000 (-) Land $11,300 Building $63,700$94,937 (+3.8%) Land $14,304 Building $80,633
2022$75,000 Land $11,300 Building $63,700$91,463 Land $13,780 Building $77,683
2021$4,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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