602 Monterey Ct, Joppa, MD 21085 Property Records

Harford County property record for 602 Monterey Ct, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,582 sqft · built 1967
Lot Size	0.406 acres (17,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Sep 2026)
Tax Bill	$5,268 (2026)
Deeds & Mortgages	Sep 2026 Sale Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-133101`

Property Details

APN / Parcel Number

Primary APN	`01-133101`
Alternative APNs	`1133101` `133101`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,582 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	17,700 sqft (0.406 acres)
Lot Dimensions	150 ft deep x 177 ft wide
Porch	Slab
Porch Area	308 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	133101
Street Address	602 MONTEREY CT
City	JOPPA
State	MD
Zip	21085-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 5 17700 SF 602 MONTEREY COURT RUMSEY ISL P5 P 17/5
Legal Subdivision	JOPPATOWNE
Legal Block	96
Legal Lot Number	5
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4001
Census Tract	301401

Owner

Source: Harford County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	602 MONTEREY CT, JOPPA, MD 21085-4518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE
Nov 18, 2021	Deed, Transfer · FHA Mortgage MY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	17308 / 465
Prior Transfer Date	Apr 11, 2013
Prior Transfer Doc	0102800289
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 30, 2026
Property Address	602 MONTEREY CT, JOPPA, MD 21085-4518
Document Number	1730000465
Book / Page	17308 / 465
Instrument Date	Sep 28, 2026
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Tax	$484,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	602 MONTEREY CT, JOPPA, MD 21085-4518

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 18, 2021
Property Address	602 MONTEREY CT, JOPPA, MD 21085-4518
Document Number	0151920223
Book / Page	15192 / 223
Map Reference	MB CRG 17 FO
Instrument Date	Nov 12, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 MONTEREY CT, JOPPA, MD 21085-4518

Mortgage

Document Number	0015192229
Date	Nov 18, 2021
Instrument	15192/229

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,268.00 (+12.28%)	$483,367 (+5.79%)	$509,800 (-) Land $82,800 Building $427,000
2025	$4,692.00 (+37.15%)	$456,933 (+22.75%)	$509,800 (+18.42%) Land $82,800 Building $427,000
2023		$372,233	$430,500 Land $82,800 Building $347,700
2022	$3,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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