600 Monterey Ct, Joppa, MD 21085 Property Records

Harford County property record for 600 Monterey Ct, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,163 sqft · built 1973
Lot Size	0.298 acres (12,972 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 1993)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-122274`

Property Details

APN / Parcel Number

Primary APN	`01-122274`
Alternative APNs	`1122274` `122274`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,163 sqft Total Area
Basement Area	572 sqft
Finished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,972 sqft (0.298 acres)
Lot Dimensions	141 ft deep x 84 ft wide
Garage Type	Basement
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	382 sqft
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	122274
Street Address	600 MONTEREY CT
City	JOPPA
State	MD
Zip	21085-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 6 100/84X141 600 MONTEREY COURT RUMSEY ISL P5 PT 17/5
Legal Subdivision	JOPPATOWNE
Legal Block	96
Legal Lot Number	6,600
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4001
Census Tract	301401

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	600 MONTEREY CT, JOPPA, MD 21085-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage HARFORD BANK
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit HARFORD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 1993 · Amount on Record
Deed Sale	Sep 17, 1993 · Amount on Record
Deed Book / Page	2009 / 595
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	600 MONTEREY CT, JOPPA, MD 21085-4518
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156010371
Date	Jul 21, 2022
Book Page	15601/371

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jun 30, 2029

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	600 MONTEREY CT, JOPPA, MD 21085-4518
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146610460
Date	Apr 14, 2021
Book Page	14661/460

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,500 (+15.83%)	$324,900 (+16.58%) Land $82,400 Building $242,500
2025	$3,037.00 (+9.01%) Homeowner's exemption
2023		$267,200	$278,700 Land $82,400 Building $196,300
2022	$2,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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