602 Independence Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 602 Independence Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	918 sqft · built 1910
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$629 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2017 Mortgage
APN	`06-3.0-05-002-002-078.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-002-002-078.000`

Interior

Building Area	918 sqft Base Area
1st Floor Area	918 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Location & Zoning

Street Address	602 INDEPENDENCE AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MCDONALD HEIGHTS LOT:19 BLK:2LGL DESC:W 15' L19 ALL L20
Legal Subdivision	MCDONALD HEIGHTS
Legal Block	2
Legal Lot Number	19
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1048
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	602 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 19, 2017	Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023
Deed Sale	Feb 24, 2023
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	20231274
Deed Book / Page	3784 / 789
Prior Transfer Date	Sep 9, 2021
Prior Transfer Doc	0000010208
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	602 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2049
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003770/2
Date	Nov 22, 2021
Book Page	3770/2
Instrument	2021012707

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 19, 2017
Property Address	602 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2049
Document Number	2017004647
Instrument Date	May 19, 2017
Instrument	2017004647
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2049

Mortgage

Document Number	2017004648
Date	May 19, 2017
Instrument	2017004648

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$629.00	$8,830 (+7.29%) Land $740 Building $8,090	$46,500 (+7.34%) Land $3,920 Building $42,580
2024	$629.00 (+17.13%)
2023	$537.00 (-0.56%)	$8,230 (-) Land $740 Building $7,490	$43,320 (-) Land $3,920 Building $39,400
2022	$540.00	$8,230 Land $740 Building $7,490
2021			$43,320 Land $3,920 Building $39,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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