502 Independence Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 502 Independence Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 2003
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$31,920 (Mar 2026)
Tax Bill	$951 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2022 Transfer + 1 more
APN	`06-3.0-05-002-002-075.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-002-002-075.000`

Interior

Building Area	1,080 sqft Base Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	198 ft deep x 118 ft wide

Location & Zoning

Street Address	502 INDEPENDENCE AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:BOYER AND BOWEN'S LOT:6 BLK:LGL DESC:BEG SE COR INDEPENDENCE & 5TH ST TH S 118.92' E 139.29' N 70' E 60' N 50.45' W 198.27' TO POB LLA 2/9 (2003)- TRACT A
Legal Subdivision	BOYER AND BOWENS
Legal Tract	A
Legal Lot Number	6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1048
Census Tract	300

Owner

502 Independence Ave is owned and occupied by an individual who bought it in March 2026.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	502 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage RONALD D CORNELIUS
Feb 16, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	20261821
Deed Book / Page	3816 / 618
Prior Transfer Date	Feb 11, 2022
Prior Transfer Doc	003772/969
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	502 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2095
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2095

Mortgage

Document Number	003816/619
Date	Mar 12, 2026
Book Page	3816/619
Instrument	2026001822

Lender

Name	RONALD D CORNELIUS
Type	Private Party
Address	5107 SAVANNAH RD, SAINT JOSEPH, MO 64505

Agreement

Amount	Amount on Record

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 16, 2022
Property Address	502 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2095
Document Number	003772/969
Book / Page	3772 / 969
Map Reference	MB 1748 PG 786
Instrument Date	Feb 11, 2022
Instrument	2022001541
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	502 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2095

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 4, 2019
Property Address	502 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2095
Document Number	003728/317
Book / Page	3728 / 317
Instrument Date	Mar 4, 2019
Instrument	2019001547
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 N 5TH ST, 2401, SAINT JOSEPH, MO 64505-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 N 4TH ST, SAINT JOSEPH, MO 64505-1962

Tax Assessment & Valuation

The 2025 property tax bill for 502 Independence Ave was $951, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$951.00 (+0.11%)	$13,240 Land $2,500 Building $10,740	$69,690 Land $13,160 Building $56,530
2024	$950.00 (+15.43%)
2023	$823.00 (-0.72%)	$12,510 (-) Land $2,500 Building $10,010	$65,860 Land $13,160 Building $52,700
2022	$829.00	$12,510 Land $2,500 Building $10,010
2021			$65,860 Land $13,160 Building $52,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 502 Independence Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Independence Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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