602 Harborside Dr, Nebo, NC 28761 Property Records

McDowell County property record for 602 Harborside Dr, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,340 sqft · built 2005
Lot Size	0.782 acres (34,107 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (Sep 2021)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1723-00-16-2664`

Property Details

APN / Parcel Number

Primary APN	`1723-00-16-2664`
Alternative APN	`75892`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,340 sqft Heated Area
Basement Area	1,116 sqft
Finished Basement	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	34,107 sqft (0.782 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75892
Street Address	602 HARBORSIDE DR
City	NEBO
State	NC
Zip	28761-0013
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 81 THE ARBOR S/D.783 AC
Legal Subdivision	THE ARBOR S/D
Legal Lot Number	81
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1001
Census Tract	970200

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	602 HARBORSIDE DR, NEBO, NC 28761-0013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	0001370218
Deed Book / Page	1370 / 218
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 23, 2021
Property Address	602 HARBORSIDE DR, NEBO, NC 28761-0013
Document Number	0013700218
Book / Page	1370 / 218
Map Reference	MB 8 PG 46
Instrument Date	Sep 23, 2021
Instrument	2021006136
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 HARBORSIDE DR, NEBO, NC 28761-0013

Mortgage

Document Number	2021006137
Date	Sep 23, 2021
Instrument	2021006137

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 30, 2019
Property Address	602 HARBORSIDE DR, NEBO, NC 28761-0013
Document Number	0012900907
Book / Page	1290 / 0907
Map Reference	MB 8 PG 46
Instrument Date	Oct 30, 2019
Instrument	2019005274
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	835 METAIRIE LN, 835, WINSTON SALEM, NC 27104-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 HARBORSIDE DR, NEBO, NC 28761-0013

Mortgage

Document Number	2019005275
Date	Oct 30, 2019
Instrument	2019005275

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,378.00	$655,530 (-) Land $200,000 Building $455,530
2023	$4,378.00	$655,530 Land $200,000 Building $455,530	$655,530 Land $200,000 Building $455,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1994–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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