McDowell County property record for 486 Harborside Dr, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 1,960 sqft · built 2003 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,530,000 (May 2022) |
| Tax Bill | $4,155 (2025) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1723-00-16-7140 |
| Primary APN | 1723-00-16-7140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 1,960 sqft Heated Area |
| Gross Area | 4,696 sqft |
| 1st Floor Area | 1,960 sqft |
| Basement Area | 1,960 sqft |
| Finished Basement | 1,660 sqft |
| Unfinished Basement | 300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asbestos |
| Lot Area | 29,621 sqft (0.68 acres) |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77481 |
|---|---|
| Street Address | 486 HARBORSIDE DR |
| City | NEBO |
| State | NC |
| Zip | 28761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0.675 AC LT 70 THE ARBOR PB7/50 |
| Legal Subdivision | THE ARBOR SD |
| Legal Lot Number | 70 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970200 |
Source: McDowell County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15197 CLOVER HILL RD, WATERFORD, VA 20197-1411 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on Record |
| Deed Sale | May 6, 2022 · Amount on Record |
| Deed Document Number | 20222776 |
| Deed Book / Page | 1398 / 602 |
| Prior Transfer Date | Dec 13, 2012 |
| Prior Transfer Doc | 2012005946 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 6, 2022 |
| Property Address | WATERS EDGE DR, NEBO, NC 28761 |
| Document Number | 0013980602 |
| Book / Page | 1398 / 602 |
| Map Reference | MB 7 PG 42-43 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022002776 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 HILLTOP RD, ASHEVILLE, NC 28803-3124 |
| Name | Verified Name |
|---|---|
| Address | 15197 CLOVER HILL RD, WATERFORD, VA 20197-1411 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,155.00 | $622,110 (-) Land $160,000 Building $462,110 | |
| 2023 | $4,155.00 | $622,110 Land $160,000 Building $462,110 | $622,110 Land $160,000 Building $462,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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