602 Gum Spring Rd, Brunswick, MD 21716 Property Records

Frederick County property record for 602 Gum Spring Rd, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,620 sqft · built 2017
Lot Size	0.271 acres (11,841 sqft)
Owner	Individual Name on Record
Last Sale	$304,000 (Apr 2017)
Tax Bill	$5,881 (2023)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-490843`

Property Details

APN / Parcel Number

Primary APN	`25-490843`
Alternative APN	`490843`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Total Area
Basement Area	1,340 sqft
Finished Basement	1,340 sqft

Exterior

Year Built	Built 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,841 sqft (0.271 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	490843
Street Address	602 GUM SPRING RD
City	BRUNSWICK
State	MD
Zip	21716-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 27 11,841 SQ FT BRUNSWICK
Legal Subdivision	MUTUAL LAND & IMPROV CO
Legal Block	27
Legal Lot Number	11
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	1
Census Block	1005
Census Tract	775400

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 GUM SPRING RD, BRUNSWICK, MD 21716-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Apr 12, 2017	Deed, Transfer · Conventional Mortgage UNION MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	0011764474
Deed Book / Page	11764 / 474
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	602 GUM SPRING RD, BRUNSWICK, MD 21716-1745
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 GUM SPRING RD, BRUNSWICK, MD 21716-1745

Mortgage

Document Number	0148710046
Date	May 11, 2021
Book Page	14871/46

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 12, 2017
Property Address	602 GUM SPRING RD, BRUNSWICK, MD 21716-1745
Document Number	0117640474
Book / Page	11764 / 0474
Map Reference	MB97 PG10
Instrument Date	Apr 10, 2017
Instrument	11764-0474
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,648.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 GUM SPRING RD, BRUNSWICK, MD 21716-1745

Mortgage

Document Number	0117640479
Date	Apr 12, 2017
Instrument	11764-0479

Lender

Name	UNION MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,881.00 Homeowner's exemption	$371,333	$391,100 Land $89,600 Building $301,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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