600 Gum Spring Rd, Brunswick, MD 21716 Property Records

Frederick County property record for 600 Gum Spring Rd, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,620 sqft · built 2017
Lot Size	0.2 acres (8,737 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jan 2022)
Tax Bill	$5,034 (2023)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-490827`

Property Details

APN / Parcel Number

Primary APN	`25-490827`
Alternative APN	`490827`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Total Area
Basement Area	288 sqft

Exterior

Year Built	Built 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,737 sqft (0.2 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	490827
Street Address	600 GUM SPRING RD
City	BRUNSWICK
State	MD
Zip	21716-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 27 8,737 SQ FT BRUNSWICK
Legal Subdivision	MUTUAL LAND & IMPROV CO
Legal Block	27
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	1
Census Block	1005
Census Tract	775400

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	600 GUM SPRING RD, BRUNSWICK, MD 21716-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 8, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 3, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	0001568232
Deed Book / Page	15682 / 32
Record Updated	Jun 7, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 25, 2022
Property Address	600 GUM SPRING RD, BRUNSWICK, MD 21716-1745
Document Number	0156820032
Book / Page	15682 / 32
Map Reference	MB 97 PG 10
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	AEDIS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	600 GUM SPRING RD, BRUNSWICK, MD 21716-1745

Mortgage

Document Number	0001568242
Date	Jan 25, 2022
Instrument	15682/42

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	600 GUM SPRING RD, BRUNSWICK, MD 21716-1745
Document Number	0138070493
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 GUM SPRING RD BRUNSWICK MD 217161745, BRUNSWICK, MD 21716-1745

Mortgage

Document Number	0138070493
Date	Jun 15, 2020
Book Page	013807/000493

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 3, 2017
Property Address	600 GUM SPRING RD, BRUNSWICK, MD 21716-1745
Document Number	0117980192
Book / Page	011798 / 000192
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	600 GUM SPRING RD BRUNSWICK MD 21716, BRUNSWICK, MD 21716

Mortgage

Document Number	119960195
Date	May 3, 2017
Book Page	011996/000195

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,034.00	$312,700	$331,100 Land $87,300 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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