602 E Joy St, Red Oak, IA 51566 Property Records

Montgomery County property record for 602 E Joy St, Red Oak, IA 51566

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 2,102 sqft · built 1910
Lot Size0.146 acres (6,384 sqft)
Owner2 Individual Names on Record
Tax Bill$1,356 (2024)
Flood ZoneZone X (minimal risk)
APN600628178002000

Property Details

APN / Parcel Number

Primary APN600628178002000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,102 sqft Total Area
1st Floor Area906 sqft
AtticAttic
Attic Area290 sqft
Basement Area453 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1910
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,384 sqft (0.146 acres)
Lot Dimensions112 ft deep x 57 ft wide
PorchEnclosed Porch
Porch Area106 sqft
Deck Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address602 E JOY ST
CityRED OAK
StateIA
Zip51566-1923
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionORIG PLAT LT 4 & E 12' LT 5 BLK 15
Legal Block15
Legal Lot Number4,5
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2132
Census Tract960300

Owner

Source: Montgomery County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address501 OHIO AVE, RED OAK, IA 51566-2738
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2011
Deed SaleDec 28, 2011
Deed Document Number2011-1944
Deed Book / Page0288 / 0743
Prior Transfer DateSep 30, 2005
Prior Transfer Doc2005 0667
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$91,340 (+57.97%) Land $11,170 Building $80,170$91,340 (+57.97%) Land $11,170 Building $80,170
2024$1,356.00 (-10.2%)
2023$57,820 Land $8,380 Building $49,440$57,820 Land $8,380 Building $49,440
2022$1,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

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