507 E Joy St, Red Oak, IA 51566 Property Records

Montgomery County property record for 507 E Joy St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,040 sqft · built 1890
Lot Size0.116 acres (5,040 sqft)
OwnerIndividual Name on Record
Last Sale$77,000 (Jan 2013)
Tax Bill$3,614 (2025)
Flood ZoneZone X (minimal risk)
APN600628142007000

Property Details

APN / Parcel Number

Primary APN600628142007000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
1st Floor Area1,020 sqft
Basement Area1,020 sqft
Finished Basement1,020 sqft
Unfinished Basement1,020 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,040 sqft (0.116 acres)
Lot Dimensions112 ft deep x 45 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area240 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address507 E JOY ST
CityRED OAK
StateIA
Zip51566-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG PLAT LT 3 BLK 3
Legal SubdivisionRED OAK
Legal Block3
Legal Lot Number3
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2120
Census Tract960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address507 E JOY ST, RED OAK, IA 51566-1920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2013 · Amount on Record
Deed SaleJan 11, 2013 · Amount on Record
Deed Document Number20130052
Deed Book / Page2013 / 52
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,614.00 (+34.75%) Homeowner's exemption$176,410 (+41.63%) Land $6,620 Building $169,790$176,410 (+41.63%) Land $6,620 Building $169,790
2024$2,682.00 (+66.79%)
2023$124,560 Land $4,410 Building $120,150$124,560 Land $4,410 Building $120,150
2022$1,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Joy St

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