Bay County property record for 602 E 16th St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,609 sqft · built 2019 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jul 2019) |
| Tax Bill | $2,964 (2025) |
| Deeds & Mortgages | Sep 2018 Construction Loan Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10311-015-000 |
| Primary APN | 10311-015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,609 sqft Heated Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,609 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Driveway | Driveway |
| Driveway Area | 510 sqft |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 602 E 16TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYNN HAVEN E 1/2 LOTS 11 & 12 BLK 252 (102C4) |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | 252 |
| Legal Lot Number | 11,12 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 1402 |
Source: Bay County records · APN 10311-015-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 602 E 16TH ST, LYNN HAVEN, FL 32444-3954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2018 | Deed of Trust, Mortgage · Construction Mortgage SUMMIT BANK NA |
| Jul 31, 2019 | Warranty Deed, Transfer · FHA Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Deed Document Number | 2019068835 |
| Deed Book / Page | 4150 / 1680 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 602 E 16TH ST, LYNN HAVEN, FL 32444-3954 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040472220 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 4047/2220 |
| Instrument | 2018055599 |
| Name | SUMMIT BANK NA |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 602 E 16TH ST, LYNN HAVEN, FL 32444-3954 |
| Document Number | 0041501680 |
| Book / Page | 4150 / 1680 |
| Map Reference | MB 5 PG 11 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 2019068835 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CORNERSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1612 SYDNEY LN, 1612, LYNN HAVEN, FL 32444-2922 |
| Name | Verified Name |
|---|---|
| Address | 602 E 16TH ST, LYNN HAVEN, FL 32444-3954 |
| Document Number | 0041501682 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 4150/1682 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,964.00 (+3.46%) Homeowner's exemption | $238,648 (+6.21%) | $272,862 (+13.3%) Land $33,469 Building $239,393 |
| 2023 | $2,865.00 (+9.9%) Homeowner's exemption | $224,701 (+3%) | $240,838 (+8.42%) Land $34,170 Building $206,668 |
| 2022 | $2,607.00 Homeowner's exemption | $218,156 | $222,144 Land $32,512 Building $189,632 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 34 (1998–2026) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 516 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures