600 E 16th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 600 E 16th St, Lynn Haven, FL 32444 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,609 sqft · built 2019
Lot Size	0.171 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2019)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Sep 2018 Construction Loan Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10311-020-000`

Property Details

APN / Parcel Number

Primary APN	`10311-020-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,609 sqft Heated Area
Gross Area	2,306 sqft
1st Floor Area	1,609 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	510 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	600 E 16TH ST
City	LYNN HAVEN
State	FL
Zip	32444-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN W 1/2 LOTS 11 & 12 BLK 252 (102C4)
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	252
Legal Lot Number	11,12 12
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4045
Census Tract	1402

Owner

Source: Bay County records · APN 10311-020-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	607 CORAL REEF CT, SNEADS FERRY, NC 28460-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Deed of Trust, Mortgage · Construction Mortgage SUMMIT BANK NA
Jun 18, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 15, 2018	Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	2019056838
Deed Book / Page	4135 / 1458
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	600 E 16TH ST, LYNN HAVEN, FL 32444-3954
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040472296
Date	Sep 14, 2018
Book Page	4047/2296
Instrument	2018055621

Lender

Name	SUMMIT BANK NA
Type	Bank
Address	PANAMA CITY, FL 32406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 18, 2019
Property Address	600 E 16TH ST, LYNN HAVEN, FL 32444-3954
Document Number	0041351458
Book / Page	004135 / 001458
Instrument Date	Jun 17, 2019
Instrument	56838
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 CLYMER CT HUBERT NC 285394676, HUBERT, NC 28539-4676

Mortgage

Document Number	41351460
Date	Jun 18, 2019
Book Page	004135/001460
Instrument	56839

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 15, 2018
Property Address	600 E 16TH ST, LYNN HAVEN, FL 32444-3954
Document Number	0039882191
Book / Page	003988 / 002191
Instrument Date	Mar 14, 2018
Instrument	15161
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$322.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1612 SYDNEY LN LYNN HAVEN FL 324442922, LYNN HAVEN, FL 32444-2922

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00 (+3.28%) Homeowner's exemption	$249,043 (+5.99%)	$324,088 (+13.5%) Land $33,469 Building $290,619
2023	$3,021.00 (+9.85%) Homeowner's exemption	$234,975 (+3%)	$285,530 (+8.51%) Land $34,170 Building $251,360
2022	$2,750.00 Homeowner's exemption	$228,131	$263,132 Land $32,512 Building $230,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	34 (1998–2026)
Claims Outside the SFHA	34 of 34
Most Recent Claim	Jan 2026, other causes
Claims By Storm	Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Michael, Oct 2018 · 15 claims Severe Storms And Flooding, Jul 2013 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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