602 1st St, Waterloo, NE 68069 Property Records

Douglas County property record for 602 1st St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,150 sqft · built 1999
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Last Sale	$433,000 (Apr 2022)
Tax Bill	$5,543 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R2141720200`

Property Details

APN / Parcel Number

Primary APN	`R2141720200`
Alternative APNs	`4172 0200 21` `2141720200`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area
Basement Area	1,251 sqft
Finished Basement	1,019 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Mixed
Garage Area	1,295 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	333 sqft
Deck Area	99 sqft
Patio Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2141720200
Street Address	602 1ST ST
City	WATERLOO
State	NE
Zip	68069-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WATERLOO
Legal Description	2ND & MADISON ADD LOT 1 BLOCK 0 IRREG 1.32AC
Legal Subdivision	2ND & MADISON ADD
Legal Lot Number	1
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2054
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	602 1ST ST, WATERLOO, NE 68069-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	2022041414
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	602 1ST ST, WATERLOO, NE 68069-2047
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107017
Date	Dec 31, 2025
Instrument	2025107017

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 31, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 25, 2022
Property Address	602 1ST ST, WATERLOO, NE 68069-2047
Document Number	0000041414
Instrument Date	Apr 7, 2022
Instrument	2022041414
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$974.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000041415
Date	Apr 25, 2022
Instrument	2022041415

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	602 1ST ST, WATERLOO, NE 68069-2047
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021077234
Date	Jun 14, 2021
Instrument	2021077234

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$497,100 (+18.36%) Land $41,200 Building $455,900	$497,100 (+18.36%) Land $41,200 Building $455,900
2024	$5,543.00 (-19.57%)
2023	$6,892.00 (+29.5%)	$420,000 Land $41,200 Building $378,800	$420,000 Land $41,200 Building $378,800
2022	$5,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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