Douglas County property record for 412 1st St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1972 |
| Lot Size | 0.556 acres (24,255 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,165 (2024) |
| Deeds & Mortgages | Jun 2018 Foreclosure |
| Flood Zone | Zone X (reduced by levee) |
| APN | R2413640002 |
| Primary APN | R2413640002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,255 sqft (0.556 acres) |
| Lot Dimensions | 165 ft deep x 147 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2413640002 |
|---|---|
| Street Address | 412 1ST ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERLOO OUT LOTS LOT 29 BLOCK 0 IRREG S 160 W 197.5 FT OUT LOT ALSO KNOWN AS PT PARCEL B 0.703 AC |
| Legal Subdivision | WATERLOO OUT LOTS |
| Legal Lot Number | 29 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 7508 |
Source: Douglas County records · APN R2413640002
Assessment roll updated December 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1312 WESTERN HILLS DR, PAPILLION, NE 68046-7036 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Aug 04, 2014 · Amount on Record |
| Last Transfer Date | Jun 12, 2018 |
| Transfer Doc | 2018045204 |
| Record Updated | Jun 08, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jun 12, 2018 |
| Property Address | 412 1ST ST, WATERLOO, NE 68069-2020 |
| Document Number | 2018045204 |
| Instrument Date | May 21, 2018 |
| Instrument | 2018045204 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2021 |
| Title Company | DRI TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 00000 |
| Document Number | 2018045205 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018045205 |
| Name | METRO HEALTH SERVICES FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Douglas County records · Assessment roll updated December 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Waterloo Village |
| Unified School District | Douglas County West Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $338,800 (+84.33%) Land $30,700 Building $308,100 | $338,800 (+84.33%) Land $30,700 Building $308,100 | |
| 2024 | $4,165.00 (+38.1%) | ||
| 2023 | $3,016.00 (-1.5%) | $183,800 Land $30,700 Building $153,100 | $183,800 Land $30,700 Building $153,100 |
| 2022 | $3,062.00 |
Source: FEMA National Flood Hazard Layer as of March 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 38 (1978–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AMG Technology Investment Group Fixed Wireless | 500 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 178 locations within half a mile of this property.
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