602 13th St SW, Ruskin, FL 33570 Property Records

Hillsborough County property record for 602 13th St SW, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,426 sqft · built 1978
Lot Size0.229 acres (9,962 sqft)
Owner2 Individual Names on Record
Last Sale$364,000 (Jan 2023)
Tax Bill$5,539 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN056658-0000

Property Details

APN / Parcel Number

Primary APN056658-0000
Alternative APN
  • U0732191VE000002000190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,426 sqft Living Area
Gross Area2,625 sqft
1st Floor Area1,426 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2002
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,962 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchScreened Porch
Porch Area466 sqft
Deck AreaDeck Area
Patio Area240 sqft
Shed1 Shed
Gazebo180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0566580000
Street Address602 13TH ST SW
CityRUSKIN
StateFL
Zip33570-4188
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionSABLE COVE UNIT NO 1 LOT 19 BLOCK 2
Legal Range19E
Legal Township32S
Legal Section07
Legal SubdivisionSABLE COVE UNIT NO 1
Legal Tract1VE
Legal Block2
Legal Lot Number19
Legal Unit1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3018
Census Tract14108

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address602 13TH ST SW, RUSKIN, FL 33570-4188
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jan 6, 2023Warranty Deed, Transfer · FHA Mortgage
OCMBC INC
May 18, 2018Warranty Deed, Transfer · FHA Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2023 · Amount on Record
Deed SaleJan 6, 2023 · Amount on Record
Prior SaleApr 27, 2022 · Amount on Record
Deed Document Number20237637
Prior Transfer DateJun 5, 2018
Prior Transfer Doc0000234384
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateMay 15, 2026
Property Address602 13TH ST SW, RUSKIN, FL 33570-4188
Document Number0000186930
Instrument DateApr 20, 2026
Instrument2026186930
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 13TH ST SW, RUSKIN, FL 33570-4188
InvestorPossibly a Property Investor

Mortgage

Document Number0000186930,
DateMay 15, 2026
Instrument2026186930
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueMay 1, 2066
Interest
Rate6.22%
Max Rate-1%

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 6, 2023
Property Address602 13TH ST SW, RUSKIN, FL 33570-4188
Document Number0000007637
Map ReferenceMB 33 PG 78
Instrument DateJan 5, 2023
Instrument2023007637
Transaction TypeTransfer
Record UpdatedJan 27, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,548.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 13TH ST SW, RUSKIN, FL 33570-4188

Mortgage

Document Number0000007638
DateJan 6, 2023
Instrument2023007638
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Mortgage

Document Number0000007639
DateJan 6, 2023
Instrument2023007639
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2033

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 18, 2018
Property Address602 13TH ST SW, RUSKIN, FL 33570-4188
Document Number0000196862
Book / Page25775 / 1172
Map ReferenceMB 33 PG 78
Instrument DateMay 11, 2018
Instrument2018196862
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyHILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,519.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2206 GREENHAVEN DR, 2206, SUN CITY CENTER, FL 33573-5611

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 13TH ST SW, RUSKIN, FL 33570-4188

Mortgage

Document Number0000196863
DateMay 18, 2018
Instrument2018196863
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$264,897 (-0.97%) Land $51,000 Building $213,897$264,897 (-0.97%) Land $51,000 Building $213,897
2025$5,539.00 (+9.06%)$267,504 (+3.99%) Land $51,000 Building $216,504$267,504 (+3.99%) Land $51,000 Building $216,504
2023$5,079.00 (+62.89%)$257,235 (+34.32%) Land $45,900 Building $211,335$257,235 (-3.58%) Land $45,900 Building $211,335
2022$3,118.00 Homeowner's exemption$191,508$266,795 Land $40,800 Building $225,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims113 (1982–2024)
Claims Outside the SFHA4 of 113
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 60 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERSIDE MHP
private · serves 40 people · EPA ID FL6291521
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereHCWRD/SOUTH-CENTRAL
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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