Hillsborough County property record for 403 13th St SW, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,974 sqft · built 1975 |
| Lot Size | 0.256 acres (11,168 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $673,350 (May 2025) |
| Tax Bill | $7,411 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 056660-2070 |
| Primary APN | 056660-2070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| Gross Area | 2,930 sqft |
| 1st Floor Area | 1,710 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,168 sqft (0.256 acres) |
| Lot Dimensions | 143 ft deep x 75 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 648 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0566602070 |
|---|---|
| Street Address | 403 13TH ST SW |
| City | RUSKIN |
| State | FL |
| Zip | 33570-4187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | SABLE COVE UNIT NO 2 LOT 35 BLOCK 3 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SABLE COVE UNIT NO 2 |
| Legal Tract | 1VF |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Legal Unit | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 14108 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 13TH ST SW, RUSKIN, FL 33570-4187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on Record |
| Deed Sale | May 6, 2025 · Amount on Record |
| Prior Sale | Aug 23, 2016 · Amount on Record |
| Deed Document Number | 2025196990 |
| Prior Transfer Date | Nov 1, 2024 |
| Prior Transfer Doc | 0000497699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 6, 2025 |
| Property Address | 403 13TH ST SW, RUSKIN, FL 33570-4187 |
| Document Number | 0000196990 |
| Map Reference | MB 44 PG 25 |
| Instrument Date | May 1, 2025 |
| Instrument | 2025196990 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | FLAGSHIP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,713.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 809 E KEYSVILLE RD, PLANT CITY, FL 33567-3416 |
| Name | Verified Name |
|---|---|
| Address | 403 13TH ST SW, RUSKIN, FL 33570-4187 |
| Document Number | 0000196991 |
|---|---|
| Date | May 6, 2025 |
| Instrument | 2025196991 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,069 (-10.87%) | $475,786 (-1.17%) Land $154,500 Building $321,286 | |
| 2025 | $7,411.00 (+11.8%) Homeowner's exemption | $411,830 (+5.99%) | $481,438 (+8.84%) Land $154,500 Building $326,938 |
| 2023 | $6,629.00 (+6.88%) Homeowner's exemption | $388,567 (+5.67%) | $442,323 (+1.54%) Land $135,188 Building $307,135 |
| 2022 | $6,202.00 Homeowner's exemption | $367,704 | $435,621 Land $115,875 Building $319,746 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 113 (1982–2024) |
| Claims Outside the SFHA | 4 of 113 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULAVISTA LANDINGS private · serves 380 people · EPA ID FL6290298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | HCWRD/SOUTH-CENTRAL |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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