Oldham County property record for 6013 Laurel Ln, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,565 sqft · built 2003 |
| Lot Size | 0.308 acres (13,421 sqft) |
| Owner | Individual Name on File |
| Last Sale | $472,000 (Jun 2019) |
| Tax Bill | $6,001 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-11C-11B-547 |
| Primary APN | 11-11C-11B-547 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,565 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,421 sqft (0.308 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 61929 |
|---|---|
| Street Address | 6013 LAUREL LN |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .3081AC |
| Legal Block | SEC 11B |
| Legal Lot Number | 547 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30704 |
6013 Laurel Ln is owned and occupied by an individual who bought it in June 2019.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6013 LAUREL LN, PROSPECT, KY 40059-7500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Jul 31, 2017 | Deed of Trust, Mortgage PNC BANK NA |
| Jan 9, 2020 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Jun 5, 2019 | Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Deed Document Number | 552581 |
| Deed Book / Page | D1218 / 0350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6013 LAUREL LN, PROSPECT, KY 40059-7500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2532/873 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | M2532/873 |
| Instrument | 648178 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6013 LAUREL LN, PROSPECT, KY 40059-7500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2270/227 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | M2270/227 |
| Instrument | 527949 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40241 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6013 LAUREL LN, PROSPECT, KY 40059-7500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2387/0292 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | M2387/0292 |
| Instrument | 561988 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Sep 15, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jun 5, 2019 |
| Property Address | 6013 LAUREL LN, PROSPECT, KY 40059-7500 |
| Document Number | D1218/0350 |
| Book / Page | D1218 / 0350 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | May 31, 2019 |
| Instrument | 552581 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4180 LYNOON WAY #402402, 4180, LOUISVILLE, KY 40207 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6013 LAUREL LN, PROSPECT, KY 40059-7500 |
| Document Number | 552582 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 552582 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2034 |
The 2025 property tax bill for 6013 Laurel Ln was $6,001 with a homeowner's exemption.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,001.00 Homeowner's exemption | $505,000 Land $100,000 Building $405,000 | $505,000 Land $100,000 Building $405,000 |
| 2023 | $6,187.00 | $472,000 Land $90,000 Building $382,000 | $472,000 Land $90,000 Building $382,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6013 Laurel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6013 Laurel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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