Oldham County property record for 6009 Laurel Ln, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,620 sqft · built 2003 |
| Lot Size | 0.387 acres (16,858 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Sep 2018) |
| Tax Bill | $6,446 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-11C-11C-599 |
| Primary APN | 11-11C-11C-599 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,620 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 16,858 sqft (0.387 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 60385 |
|---|---|
| Street Address | 6009 LAUREL LN |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .3870AC |
| Legal Block | SEC 11C |
| Legal Lot Number | 599 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30704 |
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 6009 LAUREL LN, PROSPECT, KY 40059-7500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| May 16, 2019 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Sep 6, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on File |
| Deed Sale | Sep 6, 2018 · Amount on File |
| Prior Sale | Jun 28, 2011 · Amount on File |
| Deed Document Number | 543353 |
| Deed Book / Page | D1200 / 0262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6009 LAUREL LN, PROSPECT, KY 40059-7500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2447/179 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | M2447/179 |
| Instrument | 593478 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6009 LAUREL LN, PROSPECT, KY 40059-7500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | DBA COSMOPOLITAN TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | M2347/0712 |
|---|---|
| Date | May 16, 2019 |
| Book Page | M2347/0712 |
| Instrument | 551851 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Address | CINCINNATI, OH 45212 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 6, 2018 |
| Property Address | 6009 LAUREL LN, PROSPECT, KY 40059-7500 |
| Document Number | D1200/0262 |
| Book / Page | D1200 / 0262 |
| Map Reference | MB06 PG34 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 543353 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9004 RESERVE DR, 9004, PROSPECT, KY 40059-7511 |
| Name | Verified Name |
|---|---|
| Address | 60009 LAUREL LN, PROSPECT, KY 40059 |
| Document Number | 543354 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 543354 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,446.00 (+12.97%) | $490,000 (+12.64%) Land $90,000 Building $400,000 | $490,000 (+12.64%) Land $90,000 Building $400,000 |
| 2023 | $5,706.00 | $435,000 Land $85,000 Building $350,000 | $435,000 Land $85,000 Building $350,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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