6010 Keystone Pointe Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 6010 Keystone Pointe Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,310 sqft · built 2006
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Mar 2018)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-26-30-0233-0001-1740`

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0233-0001-1740`
Alternative APNs	`263022023300011740` `131218`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,310 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	2,310 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,327 sqft (0.283 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	320 sqft
Porch	Florida Room
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6010 KEYSTONE POINTE DR
City	SAINT CLOUD
State	FL
Zip	34772-6530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	KEYSTONE POINTE PH 3 PB 17 PGS 97-98 LOT 174
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	KEYSTONE POINTE PH 3
Legal Phase	3
Legal Tract	233
Legal Block	1740
Legal Lot Number	174
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1019
Census Tract	43207

Owner

6010 Keystone Pointe Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Osceola County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6010 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Jul 18, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEBSTER BANK NA
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Prior Sale	Jan 31, 2013 · Amount on File
Deed Document Number	201843832
Deed Book / Page	5302 / 2713
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6010 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6530
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6010 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6530

Mortgage

Document Number	0069391478
Date	Mar 18, 2026
Book Page	6939/1478
Instrument	2026036037

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6010 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6530
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055582082
Date	Jul 18, 2019
Book Page	5558/2082
Instrument	2019092313

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 20, 2039

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 16, 2018
Property Address	6010 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6530
Document Number	0053022713
Book / Page	005302 / 002713
Instrument Date	Mar 16, 2018
Instrument	43832
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,974.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6010 KEYSTONE POINTE DR ST CLOUD FL 347726530, ST CLOUD, FL 34772-6530

Mortgage

Document Number	53022716
Date	Mar 16, 2018
Book Page	005302/002716
Instrument	43833

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6010 Keystone Pointe Dr was $4,163 with a homeowner's exemption, up 3.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,163.00 (+3.48%) Homeowner's exemption	$275,496	$401,200 Land $75,000 Building $326,200
2024	$4,023.00 (+2.58%)
2023	$3,922.00 (+3.54%) Homeowner's exemption	$259,934 (+3%)	$370,100 (+7.93%) Land $60,000 Building $310,100
2022	$3,788.00 Homeowner's exemption	$252,364	$342,900 Land $55,000 Building $287,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6010 Keystone Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6010 Keystone Pointe Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

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