6003 Keystone Pointe Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 6003 Keystone Pointe Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,029 sqft · built 2006
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2012)
Tax Bill	$2,537 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-26-30-0233-0001-1810`

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0233-0001-1810`
Alternative APNs	`263022023300011810` `131225`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,029 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	3,029 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	21 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6003 KEYSTONE POINTE DR
City	SAINT CLOUD
State	FL
Zip	34772-6531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	KEYSTONE POINTE PH 3 PB 17 PGS 97-98 LOT 181
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	KEYSTONE POINTE PH 3
Legal Phase	3
Legal Tract	233
Legal Block	1810
Legal Lot Number	181
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1022
Census Tract	43207

Owner

6003 Keystone Pointe Dr is owned and occupied by two individuals who acquired it in June 2024.

Source: Osceola County records, as of March 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6003 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 27, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2012 · Amount on File
Deed Sale	Dec 13, 2012 · Amount on File
Prior Sale	Feb 7, 2006 · Amount on File
Deed Document Number	2012186478
Deed Book / Page	4365 / 1484
Last Transfer Date	Jun 21, 2024
Transfer Doc	0066242390
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6003 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6531
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6003 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6531

Mortgage

Document Number	0069281572
Date	Feb 24, 2026
Book Page	6928/1572
Instrument	2026026018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 21, 2025
Property Address	6003 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6531
Document Number	0067282259
Book / Page	6728 / 2259
Map Reference	MB 17 PG 97
Instrument Date	Jan 16, 2025
Instrument	2025008396
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6003 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6003 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6531

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 27, 2024
Property Address	6003 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6531
Document Number	0066242390
Book / Page	6624 / 2390
Map Reference	MB 17 PG 97
Instrument Date	Jun 21, 2024
Instrument	2024084797
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6003 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6003 KEYSTONE POINTE DR, SAINT CLOUD, FL 34772-6531

Mortgage

Document Number	2024084798
Date	Jun 27, 2024
Instrument	2024084798

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 6003 Keystone Pointe Dr was $2,537, up 3.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,537.00 (+3.64%)	$184,654	$398,900 Land $75,000 Building $323,900
2024	$2,448.00 (+2.94%)
2023	$2,378.00 (+3.89%) Homeowner's exemption	$174,224 (+3%)	$384,000 (+8.54%) Land $60,000 Building $324,000
2022	$2,289.00 Homeowner's exemption	$169,150	$353,800 Land $55,000 Building $298,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6003 Keystone Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6003 Keystone Pointe Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

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