Pierce County property record for 6010 197th Ave E, Bonney Lake, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,107 sqft · built 1965 |
| Lot Size | 0.239 acres (10,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Sep 2005) |
| Tax Bill | $13,362 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 505520-0-110 |
| Primary APN | 505520-0-110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,107 sqft Living Area |
| Gross Area | 2,946 sqft |
| 1st Floor Area | 1,025 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,430 sqft (0.239 acres) |
| Terrain | Low |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 839 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 468 sqft |
| Deck Area | 664 sqft |
| Patio Area | 664 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 6010 197TH AVE E |
|---|---|
| City | BONNEY LAKE |
| State | WA |
| Zip | 98391-8920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SECTION 22 TOWNSHIP 20 RANGE 05 QUARTER 33 LAKE TAPPS EVERGREEN 2ND: LAKE TAPPS EVERGREEN 2ND L 11 B 1 |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 22 |
| Legal Subdivision | LAKE TAPPS EVERGREEN 2ND |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 70313 |
6010 197th Ave E is owned and occupied by an individual who acquired it in January 2025.
Source: Pierce County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Oct 29, 2021 | Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS OF AMERICA INC |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA |
| Mar 6, 2019 | · Conventional Mortgage HOMESTREET BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2005 · Amount on File |
| Deed Sale | Sep 16, 2005 · Amount on File |
| Deed Document Number | 20051295 |
| Last Transfer Date | Jan 17, 2025 |
| Transfer Doc | 0000000344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Document Number | 0008040427 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 202208040427 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | PUGET SOUND TITLE |
| Name | Verified Name |
|---|---|
| Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Document Number | 0010290761 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 202110290761 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | OLYMPIA, WA 98507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0005280145 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 202105280145 |
| Name | LOANLEADERS OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Document Number | 2006120651 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 6010 197TH AVE E BONNEY LAKE WA 983918920, BONNEY LAKE, WA 98391-8920 |
| Document Number | 2006120651 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 202006120651 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Document Number | 2002200040 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 6010 197TH AVE E BONNEY LAKE WA 983918920, BONNEY LAKE, WA 98391-8920 |
| Document Number | 2002200040 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 202002200040 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Jurisdiction | PIERCE WA |
|---|---|
| Recording Date | Mar 6, 2019 |
| Property Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Document Number | 0003060198 |
| Map Reference | VOL 16 PG 94&95 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 201903060198 |
| Record Updated | Sep 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6010 197TH AVE E, BONNEY LAKE, WA 98391-8920 |
| Document Number | 0003060199 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 201903060199 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 6010 197th Ave E was $13,362, up 1% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Municipality | Bonney Lake City |
| Unified School District | Sumner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,362.00 (+9.98%) | $1,214,300 Land $748,900 Building $465,400 | $1,214,300 Land $748,900 Building $465,400 |
| 2025 | $12,150.00 (+12.84%) | ||
| 2024 | $10,767.00 (+4.89%) | $1,060,000 (+1.39%) Land $613,200 Building $446,800 | $1,060,000 (+1.39%) Land $613,200 Building $446,800 |
| 2023 | $10,265.00 | $1,045,500 Land $643,300 Building $402,200 | $1,045,500 Land $643,300 Building $402,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6010 197th Ave E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6010 197th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Broadband Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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