5684 197th Ave E, Bonney Lake, WA 98391 Property Records

Pierce County property record for 5684 197th Ave E, Bonney Lake, WA 98391

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,694 sqft · built 1965
Lot Size0.249 acres (10,847 sqft)
Owner2 Company Names on File
Last Sale$193,124 (Sep 1999)
Tax Bill$12,081 (2025)
Deeds & MortgagesOct 2025 Transfer
Dec 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN505520-0-080

Property Details

APN / Parcel Number

Primary APN505520-0-080

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,694 sqft Living Area
Gross Area3,216 sqft
1st Floor Area1,694 sqft
Basement Area888 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,847 sqft (0.249 acres)
Lot Width70 ft Width
TerrainLow
View / LotLake Front
Garage TypeAttached
Garage Area544 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area444 sqft
Deck Area518 sqft
Patio Area608 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5684 197TH AVE E
CityBONNEY LAKE
StateWA
Zip98391-8971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSECTION 22 TOWNSHIP 20 RANGE 05 QUARTER 33 LAKE TAPPS EVERGREEN 2ND: LAKE TAPPS EVERGREEN 2ND L 8 B 1
Legal Range05
Legal Township20
Legal Section22
Legal SubdivisionLAKE TAPPS EVERGREEN 2ND
Legal Block1
Legal Lot Number8
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group5
Census Block5003
Census Tract70313

Owner

5684 197th Ave E is owned by a company that acquired it in October 2025.

Source: Pierce County records, as of July 15, 2026

Owner of Record2 Company Names on File
Mailing Address5684 197TH AVE E, BONNEY LAKE, WA 98391-8971
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Intrafamily Transfer, Transfer
Dec 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 3, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 1999 · Amount on File
Deed SaleSep 15, 1999 · Amount on File
Prior SaleMar 3, 1999 · Amount on File
Deed Document Number1999649
Last Transfer DateOct 14, 2025
Transfer Doc0000000632
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPIERCE WA
Recording DateOct 20, 2025
Property Address5684 197TH AVE E, BONNEY LAKE, WA 98391-8971
Document Number0010200632
Map ReferenceDOC 19909150649
Instrument DateOct 14, 2025
Instrument202510200632
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5684 197TH AVE E, BONNEY LAKE, WA 98391-8971

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address5684 197TH AVE E, BONNEY LAKE, WA 98391-8971

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPIERCE WA
Recording DateDec 4, 2019
Property Address5684 197TH AVE E, BONNEY LAKE, WA 98391-8971
Document Number1912040861
Instrument DateNov 18, 2019
Instrument201912040861
Transaction TypeTransfer
Record UpdatedDec 17, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5684 197TH AVE E BONNEY LAKE WA 983918971, BONNEY LAKE, WA 98391-8971

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address5684 197TH AVE E, BONNEY LAKE, WA 98391-8971
Document Number1707140078
Instrument DateJul 3, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5684 197TH AVE E BONNEY LAKE WA 983918971, BONNEY LAKE, WA 98391-8971

Mortgage

Document Number1707140078
DateJul 14, 2017
Instrument201707140078
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5684 197th Ave E was $12,081, up 13.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityBonney Lake City
Unified School DistrictSumner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,226,900 (+14.77%) Land $758,800 Building $468,100$1,226,900 (+14.77%) Land $758,800 Building $468,100
2025$12,081.00 (+13.16%)$1,069,000 (+1.7%) Land $611,700 Building $457,300$1,069,000 (+1.7%) Land $611,700 Building $457,300
2024$10,676.00 (+4.78%)$1,051,100 (+1.28%) Land $615,700 Building $435,400$1,051,100 (+1.28%) Land $615,700 Building $435,400
2023$10,189.00$1,037,800 Land $646,000 Building $391,800$1,037,800 Land $646,000 Building $391,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5684 197th Ave E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5684 197th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skynet Broadband
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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