601 W State St, O Fallon, IL 62269 Property Records

St. Clair County property record for 601 W State St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 1950
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,500 (Apr 2018)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2018 Sale & Mortgage
APN	`04-30-0-301-009`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-301-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Living Area
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	601 W STATE ST
City	O FALLON
State	IL
Zip	62269-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE LAWN LOT/SEC-98 LOTS 97 THRU 101 A02571635
Legal Subdivision	PRAIRIE LAWN
Legal Block	301
Legal Lot Number	97,101
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1037
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 W STATE ST, O FALLON, IL 62269-1908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional with PMI SENB BK
Apr 2, 2018	Warranty Deed, Transfer · Conventional with PMI SENB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	20182571635
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	601 W STATE ST, O FALLON, IL 62269-1908
Document Number	00A2650637
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	MADISON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	601 W STATE ST O FALLON IL 622691908, O FALLON, IL 62269-1908

Mortgage

Document Number	00A2650637
Date	May 11, 2020
Instrument	2650637

Lender

Name	SENB BK
Address	MOLINE, IL 61266

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 2, 2018
Property Address	601 W STATE ST, O FALLON, IL 62269-1908
Document Number	00A2571635
Instrument Date	Mar 29, 2018
Instrument	2571635
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	MIDWEST CMNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 W STATE ST O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2571636
Date	Apr 2, 2018
Instrument	2571636

Lender

Name	SENB BK
Address	3535 AVENUE OF THE CITIES, MOLINE, IL 61265-4420

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,586.00	$55,753 (+34.34%) Land $9,732 Building $46,021	$167,259 (+34.34%) Land $29,196 Building $138,063
2022		$41,502 Land $7,245 Building $34,257	$124,506 Land $21,735 Building $102,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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