535 W State St, O Fallon, IL 62269 Property Records

St. Clair County property record for 535 W State St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,088 sqft · built 1950
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Sep 2018)
Tax Bill	$3,397 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Jul 2019 Line of Credit + 2 more
APN	`04-30-0-302-055`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-302-055`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,088 sqft Living Area
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	535 W STATE ST
City	O FALLON
State	IL
Zip	62269-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE LAWN LOT/SEC-4 LOTS 1 THRU 5 A02589162
Legal Subdivision	PRAIRIE LAWN
Legal Block	302
Legal Lot Number	1,5
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1038
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	718 W HIGHWAY 50, O FALLON, IL 62269-1920
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANK OF O'FALLON
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON
Sep 4, 2018	Grant Deed, Construction Loan · Construction Mortgage BANK OF O'FALLON
Aug 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20182589162
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	00A2589162
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Aug 5, 2020
Property Address	535 W STATE ST, O FALLON, IL 62269-1906
Document Number	00A2660762
Instrument Date	Jul 24, 2020
Instrument	2660762
Transaction Type	Construction Loan
Record Updated	Sep 7, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	718 W HIGHWAY 50 O FALLON IL 622691920, O FALLON, IL 62269-1920

Mortgage

Document Number	00A2660762
Date	Aug 5, 2020
Instrument	2660762

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 4, 2025

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	535 W STATE ST, O FALLON, IL 62269-1906
Document Number	00A2619356
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	718 W HIGHWAY 50 O FALLON IL 622691920, O FALLON, IL 62269-1920

Mortgage

Document Number	00A2619356
Date	Jul 16, 2019
Instrument	2619356

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 15, 2022

Interest

Rate Type	Adjustable Rate
Rate	5%

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 4, 2018
Property Address	535 W STATE ST, O FALLON, IL 62269-1906
Document Number	00A2589162
Instrument Date	Aug 31, 2018
Instrument	2589162
Transaction Type	Construction Loan
Record Updated	Sep 20, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	718 W HIGHWAY 50 O FALLON IL 622691920, O FALLON, IL 62269-1920

Mortgage

Document Number	A2589163
Date	Sep 4, 2018
Instrument	2589163

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2019

Interest

Rate	5%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 9, 2018
Property Address	535 W STATE ST, O FALLON, IL 62269-1906
Document Number	00A2585927
Instrument Date	Aug 2, 2018
Instrument	2585927
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	535 W STATE ST O FALLON IL 622691906, O FALLON, IL 62269-1906

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,397.00 (+8.43%)	$47,128 (+9.62%) Land $9,721 Building $37,407	$141,384 (+9.62%) Land $29,163 Building $112,221
2024	$3,133.00	$42,992 (+22.55%) Land $8,868 Building $34,124	$128,976 (+22.55%) Land $26,604 Building $102,372
2022		$35,081 Land $7,236 Building $27,845	$105,243 Land $21,708 Building $83,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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