601 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 601 Villa St, Elgin, IL 60120

Property Summary

Property Type	Commercial
Details	1,687 sqft · built 1960
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Feb 2006)
Tax Bill	$15,374 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-480-001`

Property Details

APN / Parcel Number

Primary APN	`06-13-480-001`

Interior

Building Area	1,687 sqft Gross Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	601 VILLA ST
City	ELGIN
State	IL
Zip	60120-6719
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	JONATHAN WELSBYS SUB NONE
Legal Subdivision	JONATHAN WELSBYS SUB
Legal Block	3
Legal Lot Number	24,25
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3009
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	601 VILLA ST, ELGIN, IL 60120-6719
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage LAKESIDE BANK
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2006 · Amount on Record
Deed Sale	Feb 15, 2006 · Amount on Record
Prior Sale	Nov 16, 2005 · Amount on Record
Deed Document Number	200616737
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	601 VILLA ST, ELGIN, IL 60120-6719
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009242
Date	Mar 8, 2019
Instrument	2019K009242

Lender

Name	LAKESIDE BANK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 4, 2024

Interest

Rate	5.12%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	601 VILLA ST, ELGIN, IL 60120-6719
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006100
Date	Feb 1, 2022
Instrument	2022K006100

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 13, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,374.00 (+0.33%)	$201,524 (+8.57%) Land $39,227 Building $162,297	$604,814 (+8.57%) Land $117,728 Building $487,086
2024		$185,617 (+5.03%) Land $36,131 Building $149,486	$557,074 (+5.07%) Land $108,436 Building $448,637
2022	$15,324.00 (+3.95%)	$176,732 (+6.96%) Land $32,945 Building $143,787	$530,196 (+6.96%) Land $98,835 Building $431,361
2021	$14,741.00	$165,232 Land $30,801 Building $134,431	$495,696 Land $92,403 Building $403,293

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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