533 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 533 Villa St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,770 sqft · built 1865
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jun 2010)
Tax Bill	$5,640 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-459-029`

Property Details

APN / Parcel Number

Primary APN	`06-13-459-029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
Gross Area	2,655 sqft
Basement Area	885 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	533 VILLA ST
City	ELGIN
State	IL
Zip	60120-6717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADDN WEST 1/2 EAST 84.6 FT EXCEPT SOUTH 57 FT COUNTY CLERKS SUB A LOT 1 BLOCK 7
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	7
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	533 VILLA ST, ELGIN, IL 60120-6717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2010 · Amount on Record
Deed Sale	Jun 17, 2010 · Amount on Record
Prior Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	201038880
Prior Transfer Date	Jun 3, 2005
Prior Transfer Doc	0000138316
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	533 VILLA ST, ELGIN, IL 60120-6717
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072004
Date	Sep 22, 2021
Instrument	2021K072004

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,640.00 (+15.81%) Homeowner's exemption	$81,938 (+8.57%) Land $12,336 Building $69,602	$245,912 (+8.57%) Land $37,023 Building $208,890
2024		$75,470 (+21.39%) Land $11,362 Building $64,108	$226,501 (+21.44%) Land $34,100 Building $192,401
2022	$4,870.00 (+4.73%) Homeowner's exemption	$62,170 (+6.96%) Land $9,360 Building $52,810	$186,510 (+6.96%) Land $28,080 Building $158,430
2021	$4,650.00 Homeowner's exemption	$58,125 Land $8,751 Building $49,374	$174,375 Land $26,253 Building $148,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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