601 Springbrook Trl N, Oswego, IL 60543 Property Records

Kendall County property record for 601 Springbrook Trl N, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,510 sqft · built 2005
Lot Size0.046 acres (1,983 sqft)
Owner2 Individual Names on File
Tax Bill$5,598 (2024)
Deeds & MortgagesJul 2026 Mortgage
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-03-457-018

Property Details

APN / Parcel Number

Primary APN03-03-457-018

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,510 sqft Living Area
Gross Area1,910 sqft
1st Floor Area1,510 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,983 sqft (0.046 acres)
Lot Dimensions78 ft deep x 25 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address601 SPRINGBROOK TRL N
CityOSWEGO
StateIL
Zip60543-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 247 SPRINGBROOK AT FARMINGTON LAKES UNIT 2 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number247
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1011
Census Tract890103

Owner

601 Springbrook Trl N is owned and occupied by two individuals who acquired it in February 2021.

Source: Kendall County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address601 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL
Nov 20, 2025Deed of Trust, Mortgage · FHA Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Feb 17, 2021Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2021
Deed SaleFeb 17, 2021
Prior SaleOct 17, 2007 · Amount on File
Deed Document Number20214118
Prior Transfer DateAug 4, 2005
Prior Transfer Doc0000024886
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Recording DateJul 14, 2026
Property Address601 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002
Document Number0000010173
Instrument DateJul 9, 2026
Instrument202610173
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address601 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002

Mortgage

Document Number0000010173,
DateJul 14, 2026
Instrument202610173
Lender
NameVILLAGE CAPITAL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate5.75%
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address601 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002

Mortgage

Document Number0000015354
DateNov 20, 2025
Instrument202500015354
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2045
Interest
Rate TypeFixed Rate
Rate6.5%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateFeb 17, 2021
Property Address601 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002
Document Number0000004118
Map ReferenceDOC 2004001297
Instrument DateDec 17, 2020
Instrument202100004118
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address601 SPRINGBROOK TRL N, OSWEGO, IL 60543-4002

Mortgage

Document Number0000004119
DateFeb 17, 2021
Instrument202100004119
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,881 Land $14,421 Building $69,460$251,643 Land $43,263 Building $208,380
2024$5,598.00
2022$61,413 Land $10,558 Building $50,855$184,239 Land $31,674 Building $152,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Springbrook Trl N in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 601 Springbrook Trl N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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