596 Springbrook Trl N, Oswego, IL 60543 Property Records

Kendall County property record for 596 Springbrook Trl N, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,602 sqft · built 2005
Lot Size0.054 acres (2,367 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Jan 2019)
Tax Bill$5,818 (2024)
Deeds & MortgagesMar 2022 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-03-452-026

Property Details

APN / Parcel Number

Primary APN03-03-452-026

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,602 sqft Living Area
Gross Area2,002 sqft
1st Floor Area1,602 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area2,367 sqft (0.054 acres)
Lot Dimensions78 ft deep x 29 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address596 SPRINGBROOK TRL N
CityOSWEGO
StateIL
Zip60543-4003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 273 SPRINGBROOK AT FARMINGTON LAKES UNIT 2 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number273
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1002
Census Tract890103

Owner

596 Springbrook Trl N is owned and occupied by two individuals who bought it in January 2019.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address596 SPRINGBROOK TRL N, OSWEGO, IL 60543-4003
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Jun 18, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Jan 16, 2019Grant Deed, Transfer · FHA Mortgage
NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2019 · Amount on File
Deed SaleJan 16, 2019 · Amount on File
Prior SaleMay 19, 2016 · Amount on File
Deed Document Number2019647
Prior Transfer DateMar 22, 2005
Prior Transfer Doc0000008537
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address596 SPRINGBROOK TRL N, OSWEGO, IL 60543-4003
Transaction TypeMortgage
Record UpdatedMar 9, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 SRINGBROOK TRL N, OSWEGO, IL 60543-4003

Mortgage

Document Number0000003971
DateMar 1, 2022
Instrument202200003971
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address596 SPRINGBROOK TRL N, OSWEGO, IL 60543-4003
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 SPRINGBROOK TRL N, OSWEGO, IL 60543-4003

Mortgage

Document Number0000015367
DateJun 18, 2021
Instrument202100015367
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENDALL IL
Recording DateJan 16, 2019
Property Address596 SPRINGBROOK TRL N, OSWEGO, IL 60543-4003
Document Number0000000647
Instrument DateDec 14, 2018
Instrument647
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address204 E BAILEY RD NAPERVILLE IL 605653513, NAPERVILLE, IL 60565-3513

Mortgage

Document Number648
DateJan 16, 2019
Instrument648
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressLOMBARD, IL 60148
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 15, 2049
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,914 Land $14,421 Building $72,493$260,742 Land $43,263 Building $217,479
2024$5,818.00
2022$63,633 Land $10,558 Building $53,075$190,899 Land $31,674 Building $159,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 596 Springbrook Trl N in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 596 Springbrook Trl N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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