601 Pine St, Moorhead, IA 51558 Property Records

Monona County property record for 601 Pine St, Moorhead, IA 51558

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1920
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Feb 2021)
Tax Bill	$442 (2026)
Deeds & Mortgages	May 2025 Mortgage Jun 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`824309402003`

Property Details

APN / Parcel Number

Primary APN	`824309402003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	810 sqft
Attic	Attic
Attic Area	446 sqft
Basement Area	810 sqft
Unfinished Basement	810 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	173 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	601 PINE ST
City	MOORHEAD
State	IA
Zip	51558-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 28
Legal Subdivision	J B MOORHEADS FOURTH ADDITION
Jurisdiction	MONONA IA
Township / Civil Division	SPRING VALLEY
Census Block Group	2
Census Block	2070
Census Tract	960400

Owner

601 Pine St is owned and occupied by an individual who acquired it in April 2025.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	601 PINE ST, MOORHEAD, IA 51558-3011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
Jun 10, 2021	Legal Action/Court Order, Foreclosure
Aug 9, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Deed Document Number	2021139
Last Transfer Date	Apr 3, 2025
Transfer Doc	0020250454
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	601 PINE ST, MOORHEAD, IA 51558-3011
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020250712
Date	May 30, 2025
Instrument	2025-0712

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2045

Interest

Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2035
Min Rate At Change	5%
Max Rate At Change	9%
Index	5-Year TN
Margin	2
Max Rate	13%

June 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MONONA IA
Recording Date	Jun 10, 2021
Property Address	601 PINE ST, MOORHEAD, IA 51558-3011
Document Number	0020210878
Instrument Date	Jun 7, 2021
Instrument	2021-0878
Transaction Type	Foreclosure
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 PINE ST, MOORHEAD, IA 51558-3011

August 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONONA IA
Recording Date	Aug 9, 2005
Property Address	601 PINE ST, MOORHEAD, IA 51558-3011
Document Number	000084/200
Book / Page	084 / 200
Instrument Date	Jan 19, 2005
Instrument	05-1458
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24848 PEACH AVE, MOORHEAD, IA 51558-5023
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 601 Pine St was $442 with a homeowner's exemption.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Moorhead City
Unified School District	West Harrison Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$442.00 Homeowner's exemption	$41,556 (+1.85%) Land $4,995 Building $36,561	$41,556 (+1.85%) Land $4,995 Building $36,561
2025	$442.00 (+4.74%) Homeowner's exemption	$40,801 (+14.87%) Land $4,995 Building $35,806	$40,801 Land $4,995 Building $35,806
2024	$422.00 Homeowner's exemption	$35,519 (-) Land $4,995 Building $30,524
2023		$35,519 (-3.83%) Land $4,995 Building $30,524	$35,519 Land $4,995 Building $30,524
2022	$562.00	$36,933
2021			$36,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Pine St is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORHEAD WATER SUPPLY serves 189 people · EPA ID IA6731006
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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