501 Pine St, Moorhead, IA 51558 Property Records

Monona County property record for 501 Pine St, Moorhead, IA 51558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,482 sqft · built 1908
Lot Size	0.326 acres (14,201 sqft)
Owner	Trust Name on File
Tax Bill	$1,884 (2026)
Deeds & Mortgages	Apr 2008 Mortgage Mar 2008 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`824309405004`

Property Details

APN / Parcel Number

Primary APN	`824309405004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,482 sqft Living Area
1st Floor Area	1,060 sqft
Attic	Attic
Attic Area	260 sqft
Basement Area	704 sqft
Finished Basement	260 sqft
Unfinished Basement	444 sqft
Flooring	Laminate Plank
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	14,201 sqft (0.326 acres)
Lot Dimensions	188 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	1,944 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	501 PINE ST
City	MOORHEAD
State	IA
Zip	51558-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 15' LOT 4 & ALL LOT 5 BLK 27
Jurisdiction	MONONA IA
Township / Civil Division	SPRING VALLEY
Census Block Group	2
Census Block	2070
Census Tract	960400

Owner

501 Pine St is owner-occupied and held in a trust since March 2008.

Source: Monona County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	501 PINE ST, MOORHEAD, IA 51558-3009
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2008	Deed of Trust, Mortgage MOORHEAD STATE BANK
Mar 13, 2008	Deed of Trust, Mortgage · ARM MOORHEAD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 5, 2008
Transfer Doc	0000000320
Record Updated	Oct 29, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	501 PINE ST, MOORHEAD, IA 51558-3009
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000142/139
Date	Apr 16, 2008
Book Page	142/139
Instrument	08-0564

Lender

Name	MOORHEAD STATE BANK
Address	MOORHEAD, IA 51558

Agreement

Amount	Amount on Record
Term	143 Months
Due	Mar 5, 2020

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	501 PINE ST, MOORHEAD, IA 51558-3009
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000142/124
Date	Mar 13, 2008
Book Page	142/124
Instrument	08-0362

Lender

Name	MOORHEAD STATE BANK
Address	MOORHEAD, IA 51558

Agreement

Type	ARM
Amount	Amount on Record
Term	144 Months
Due	Mar 5, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 501 Pine St was $1,884 with a homeowner's exemption.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Moorhead City
Unified School District	West Harrison Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,884.00 Homeowner's exemption	$164,632 (+1.79%) Land $6,038 Building $158,594	$164,632 (+1.79%) Land $6,038 Building $158,594
2025	$1,884.00 (-6.87%)	$161,738 (+16.31%) Land $6,038 Building $155,700	$161,738 Land $6,038 Building $155,700
2024	$2,023.00 Homeowner's exemption	$139,058 (-) Land $6,038 Building $133,020
2023		$139,058 (+13.32%) Land $6,038 Building $133,020	$139,058 Land $6,038 Building $133,020
2022	$1,962.00 Homeowner's exemption	$122,717
2021			$122,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 Pine St is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORHEAD WATER SUPPLY serves 189 people · EPA ID IA6731006
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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