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601 Phillips Flats Rd, Oneida, TN 37841 Property Records

Scott County property record for 601 Phillips Flats Rd, Oneida, TN 37841

Property Summary

Property TypeSingle Family Home
Details1 ba · 896 sqft · built 1962
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$36,000 (Jul 2024)
Tax Bill$232 (2025)
Deeds & MortgagesDec 2019 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN076053 05304

Property Details

APN / Parcel Number

Primary APN076053 05304
Alternative APN
  • 053 05304

Interior

Full Baths1 Bath
Stories1 Story
Building Area896 sqft Living Area
1st Floor Area896 sqft
FlooringSoftwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions196 ft deep x 64 ft wide
TerrainRolling
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address601 PHILLIPS FLATS RD
CityONEIDA
StateTN
Zip37841-7298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 04, COUNTY AREA: B03
JurisdictionSCOTT TN
Township / Civil Division5
Census Block Group2
Census Block2024
Census Tract975000

Owner

601 Phillips Flats Rd is owned and occupied by two individuals who bought it in July 2024.

Source: Scott County records, as of January 27, 2026

Owner of Record2 Individual Names on File
Mailing Address601 PHILLIPS FLATS RD, ONEIDA, TN 37841-7298
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2019Deed of Trust, Mortgage · Commercial Mortgage
UNITED CUMBERLAND BANK
Feb 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS 1ST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2024 · Amount on File
Deed SaleJul 12, 2024 · Amount on File
Prior SaleApr 15, 1996
Deed Document Number20241588
Deed Book / Page79 / 375
Prior Transfer DateJul 11, 2024
Prior Transfer Doc0000001588
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address601 PHILLIPS FLATS RD, ONEIDA, TN 37841-7298
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 PHILLIPS FLATS RD, ONEIDA, TN 37841-7298

Mortgage

Document Number0000000014/0000000307
DateDec 12, 2019
Book Page0000000014/0000000307
Instrument19003234
Lender
NameUNITED CUMBERLAND BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2034

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address601 PHILLIPS FLATS RD, ONEIDA, TN 37841-7298
Transaction TypeMortgage
Record UpdatedMay 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number313/834
DateFeb 21, 2018
Book Page313/834
Lender
NameCITIZENS 1ST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 601 Phillips Flats Rd was $232.

Source: Scott County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$232.00$14,500 Land $3,325 Building $11,175
2023$14,500 Land $3,325 Building $11,175$58,000 Land $13,300 Building $44,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 Phillips Flats Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Phillips Flats Rd is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 93% of Tennessee
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA WATER AND SEWER COMMISSION
serves 11,600 people · EPA ID TN0000532
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Highland Telephone Cooperative
Fiber		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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