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540 Phillips Flats Rd, Oneida, TN 37841 Property Records

Scott County property record for 540 Phillips Flats Rd, Oneida, TN 37841

Property Summary

Property TypeMobile Home
Details1 ba · 1,216 sqft · built 2020
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Feb 2006)
Tax Bill$424 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN076053 03900

Property Details

APN / Parcel Number

Primary APN076053 03900
Alternative APN
  • 053 03900

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,216 sqft Living Area
1st Floor Area960 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area52,272 sqft (1.2 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area78 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address540 PHILLIPS FLATS RD
CityONEIDA
StateTN
Zip37841-7207
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionDISTRICT: 04, COUNTY AREA: B03
JurisdictionSCOTT TN
Township / Civil Division5
Census Block Group3
Census Block3088
Census Tract975000

Owner

540 Phillips Flats Rd, a mobile home, is owned and occupied by two individuals who acquired it in March 2022.

Source: Scott County records, as of March 25, 2026

Owner of Record2 Individual Names on File
Mailing Address540 PHILLIPS FLATS RD, ONEIDA, TN 37841-7207
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · FHA Mortgage
CROSS COUNTRY MORTGAGE LIC
Apr 1, 2022Quit Claim Deed, Transfer
Quitclaim
Jul 2, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2006 · Amount on File
Deed SaleFeb 10, 2006 · Amount on File
Prior SaleJul 6, 1978
Deed Book / Page254 / 402
Last Transfer DateMar 31, 2022
Transfer Doc0000000879
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address540 PHILLIPS FLATS RD, ONEIDA, TN 37841-7207
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 PHILLIPS FLATS RD, ONEIDA, TN 37841-7207

Mortgage

Document Number0000000104/0000000419
DateMar 17, 2026
Book Page0000000104/0000000419
Instrument2459
Lender
NameCROSS COUNTRY MORTGAGE LIC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCOTT TN
Recording DateApr 1, 2022
Property Address540 PHILLIPS FLATS RD, ONEIDA, TN 37841-7207
Document Number000047/421
Book / Page47 / 421
Instrument DateApr 1, 2022
Instrument22000879
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 PHILLIPS FLATS RD, ONEIDA, TN 37841-7207

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address540 PHILLIPS FLATS RD, ONEIDA, TN 37841-7207
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 PHILLIPS FLATS RD, ONEIDA, TN 37841-7207

Mortgage

Document Number0000000007/0000000871
DateJul 2, 2019
Book Page0000000007/0000000871
Instrument19001690
Lender
NameQUICKEN LOANS
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 540 Phillips Flats Rd was $424.

Source: Scott County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$424.00$26,500 Land $6,025 Building $20,475
2023$26,500 Land $6,025 Building $20,475$106,000 Land $24,100 Building $81,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Phillips Flats Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Phillips Flats Rd is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 93% of Tennessee
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA WATER AND SEWER COMMISSION
serves 11,600 people · EPA ID TN0000532
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Highland Telephone Cooperative
Fiber		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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