601 E Railroad St, Franklin, TX 77856 Property Records

Robertson County property record for 601 E Railroad St, Franklin, TX 77856

Property Summary

Property Type	Single Family Home
Details	2,248 sqft · built 2020
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,871 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060200-000520`

Property Details

APN / Parcel Number

Primary APN	`060200-000520`
Alternative APN	`14616`

Interior

Building Area	2,248 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Account Number	14616
Street Address	601 E RAILROAD ST
City	FRANKLIN
State	TX
Zip	77856-5346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 PT BL 9 CARTER ADDN (173' X 174.5') 1277/798 0.65 ACRES
Legal Subdivision	CARTERS ADDITION
Legal Lot Number	1
Jurisdiction	ROBERTSON TX
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2010
Census Tract	960300

Owner

Source: Robertson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 E RAILROAD ST, FRANKLIN, TX 77856-5346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Dec 13, 2019	Deed of Trust, Mortgage · Construction Mortgage ROBERTSON COUNTY BANK BRANCH
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF HUNTSVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024
Deed Sale	Apr 18, 2024
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	20241300
Deed Book / Page	1559 / 630
Prior Transfer Date	Nov 13, 2015
Prior Transfer Doc	1277/798
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TX
Recording Date	Jul 21, 2026
Property Address	601 E RAILROAD ST, FRANKLIN, TX 77856-5346
Document Number	0000003062
Book / Page	1644 / 232
Instrument Date	Jul 10, 2026
Instrument	20263062
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E RAILROAD ST, FRANKLIN, TX 77856-5346

Mortgage

Document Number	0000003062,
Date	Jul 21, 2026
Book Page	1644/232
Instrument	20263062

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 15, 2066

Interest

Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TX
Property Address	601 E RAILROAD ST, FRANKLIN, TX 77856-5346
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1394/047
Date	Dec 13, 2019
Book Page	1394/047
Instrument	20194105

Lender

Name	ROBERTSON COUNTY BANK BRANCH
Type	Bank
Address	FRANKLIN, TX 77856

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TX
Property Address	601 E RAILROAD ST, FRANKLIN, TX 77856-5346
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1428/429
Date	Dec 18, 2020
Book Page	1428/429
Instrument	20204163

Lender

Name	FIRST NATIONAL BANK OF HUNTSVILLE
Type	Bank
Address	HUNTSVILLE, TX 77342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Franklin City
County	Robertson County
Unified School District	Franklin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,871.00 (+37.5%) Homeowner's exemption	$363,928 (+5.03%) Land $32,825 Building $331,103	$363,928 (+5.03%) Land $32,825 Building $331,103
2025	$4,997.00 (+5.71%) Homeowner's exemption	$346,497 (-9.73%) Land $32,825 Building $313,672	$346,497 (-9.73%) Land $32,825 Building $313,672
2023		$383,859 Land $87,750 Building $296,109	$383,859 Land $87,750 Building $296,109
2022	$4,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 1,650 people · EPA ID TX1980003
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fiber · Fixed Wireless	2,000 / 2,000
Windstream Fiber	2,000 / 2,000
Brazos WiFi Fiber	1,000 / 300
Zito Media Cable	200 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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