601 E 6th St, Panama City, FL 32401 Property Records

Bay County property record for 601 E 6th St, Panama City, FL 32401

Property Summary

Property Type	Commercial Office
Details	1,723 sqft · built 1962
Lot Size	0.164 acres (7,187 sqft)
Owner	Company Name on File
Last Sale	$130,000 (May 2022)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	May 2022 Sale & Line of Credit Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20393-000-000`

Property Details

APN / Parcel Number

Primary APN	`20393-000-000`

Interior

Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,723 sqft Total Area
1st Floor Area	3,325 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	139 ft deep x 52 ft wide
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	601 E 6TH ST
City	PANAMA CITY
State	FL
Zip	32401-3675
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	PC04
Legal Description	SUDDUTHS 1ST ADD LOT 1 BLK 5A ORB 4564 P 1194
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	SUDDUTHS 1ST ADD
Legal Block	5A
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2049
Census Tract	1600

Owner

601 E 6th St, a commercial property, is owned by a company that bought it in May 2022.

Source: Bay County records, as of January 23, 2026

Owner of Record	Company Name on File
Mailing Address	605 E 6TH ST, PANAMA CITY, FL 32401-3675
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · Line of Credit TRUSTMARK NATIONAL BANK
Nov 15, 2018	Warranty Deed, Transfer RODNEY JUNCKER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Nov 15, 2018 · Amount on File
Deed Document Number	2022036970
Deed Book / Page	4564 / 1194
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 16, 2022
Property Address	601 E 6TH ST, PANAMA CITY, FL 32401-3675
Document Number	0045641194
Book / Page	4564 / 1194
Map Reference	MB 1 PG 30
Instrument Date	May 16, 2022
Instrument	2022036970
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5617 WALLACE RD, 5617, PANAMA CITY, FL 32404-8721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E 6TH ST, P C BEACH, FL 32401-3675

Mortgage

Document Number	0045641196
Date	May 16, 2022
Instrument	4564/1196

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 15, 2018
Property Address	601 E 6TH ST, PANAMA CITY, FL 32401-3675
Document Number	0040600906
Book / Page	004060 / 000906
Instrument Date	Nov 14, 2018
Instrument	65192
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5617 WALLACE RD CALLAWAY FL 324048721, CALLAWAY, FL 32404-8721

Mortgage

Document Number	40600908
Date	Nov 15, 2018
Book Page	004060/000908
Instrument	65193

Lender

Name	RODNEY JUNCKER
Address	2108 E 5TH ST, PANAMA CITY BEACH, FL 32401-4383
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 14, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 601 E 6th St was $1,851.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00	$117,247 Land $36,140 Building $81,107	$117,247 Land $36,140 Building $81,107
2023	$2,092.00 (+166.5%)	$116,398 (+121.11%) Land $36,140 Building $80,258	$116,398 (+121.11%) Land $36,140 Building $80,258
2022	$785.00	$52,642 Land $28,912 Building $23,730	$52,642 Land $28,912 Building $23,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 601 E 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 E 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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