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533 E 6th St, Panama City, FL 32401 Property Records

Bay County property record for 533 E 6th St, Panama City, FL 32401

Property Summary

Property TypeRestaurant
Details2,415 sqft · built 1948
Lot Size0.782 acres (34,064 sqft)
Owner2 Individual Names on File
Tax Bill$4,326 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN20457-010-000

Property Details

APN / Parcel Number

Primary APN20457-010-000

Interior

Total Rooms4 Rooms
Stories1 Story
Building Area2,415 sqft Total Area
1st Floor Area2,247 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area34,064 sqft (0.782 acres)
Lot Dimensions238 ft deep x 119 ft wide
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemForced Air

Location & Zoning

Street Address533 E 6TH ST
CityPANAMA CITY
StateFL
Zip32401-3047
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodePC09
Legal DescriptionSUDDUTHS 1ST ADD. PART OF LOTS 22-26 BLK 8 DESC AS COM 10' E OF NE COR OF
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionSUDDUTHS 1ST ADD
Legal Block8
Legal Lot Number22-26 23
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2051
Census Tract1600

Owner

533 E 6th St, a commercial property, is owned by two individuals who acquired it in May 2008.

Source: Bay County records, as of January 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2816 BRIARCLIFF RD, PANAMA CITY, FL 32405-4340
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2008
Deed SaleMay 19, 2008
Deed Document Number0030882271
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address533 E 6TH ST, PANAMA CITY, FL 32401-3047
Document Number0040600764
Instrument DateNov 1, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1413 KESTREL ST PANAMA CITY FL 324052775, PANAMA CITY, FL 32405-2775

Mortgage

Document Number0040600764
DateNov 15, 2018
Book Page004060/000764
Instrument65113
Lender
NameUS SMALL BUSN ADMN
Address2 20TH ST N # 320, BIRMINGHAM, AL 35203-4002
Agreement
AmountAmount on Record
Term360 Months
DueNov 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 533 E 6th St was $4,326, down 0.6% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,326.00 (-0.6%)$362,524 (-0.53%) Land $170,320 Building $192,204$362,524 (-0.53%) Land $170,320 Building $192,204
2024$4,352.00 (+3.42%)$364,458 (-0.42%) Land $170,319 Building $194,139$364,458 (-0.42%) Land $170,319 Building $194,139
2023$4,208.00 (+52.41%)$365,993 (+116.52%) Land $170,319 Building $195,674$365,993 (+116.52%) Land $170,319 Building $195,674
2022$2,761.00$169,037 Land $153,287 Building $15,750$169,037 Land $153,287 Building $15,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 533 E 6th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2008–2023)
Claims Outside the SFHA6 of 9
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 533 E 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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